INSURANCE
• Better for you as you have a discount and more
money in your pocket.
LIEN
VS
• Basically an IOU to be paid at the end of
the case
• Can submit the full amount of the bill.
• Cons: Settlement may be delayed as we need
to negotiate with the medical insurance and pay
insurance back (Health Insurance Subrogation).
• Cons: Copays and deductibles
• May not be able to get treatment approved which
hurts your case
• Please provide us with a copy of the medical bills that are mailed to your house.
• Not all medical providers will treat on a lien or with insurance. To avoid getting bad credit, make sure you enter into a
payment plan or pay medical providers that do not accept insurance or liens.
• Pursuant to Rule 1.15, and we must pay all your medical providers and lien holders prior to disbursing funds to you.