My first Publication ocbc_ar17_fullreport_english | Page 25

BROAD-BASED GROWTH ACROSS THE CONSUMER FRANCHISE CONSUMER LOANS (S$ billion) Consumer Loans 102.75 95.30 December 2016 December 2017 CONSUMER DEPOSITS (S$ billion) Assets Under Management 126.17 126.06 December 2016 AFFLUENT HIGH AND ULTRA-HIGH NET WORTH 30% increase in OCBC Premier Banking income in Singapore 11% increase in Assets Under Management (AUM) of Bank of Singapore – December 2017 ASSETS UNDER MANAGEMENT (AUM) (S$ billion) Wealth Income Management 25% increase in OCBC Premier Banking customers in Malaysia 8 % 188.40 162.90 16 % 18% increase in OCBC Premier Banking income in Malaysia December 2016 31% increase in Assets Under Management (AUM) of Bank OCBC NISP Premier Banking in Indonesia WEALTH MANAGEMENT INCOME (S$ billion) Consumer Deposits CHALLENGES WE FACE  isruption from D non-traditional players I  ncreasing cyber threats  lower economic growth S in core markets I  ncreasing volume and sophistication of scams  oderation of business M and AUM growth H  eightened customer expectations  ounting investments M in compliance December 2017 Note: Comprises AUM of OCBC Premier Banking, OCBC Premier Private Client, Bank of Singapore and OCBC Wing Hang Elite Gold 3.25 2.27 2016 43 % 2017 Note: Comprises consolidated income from insurance, asset management, stockbroking and private banking subsidiaries, plus the Group’s income from the sale of unit trusts, bancassurance products, structured deposits and other treasury products to consumer customers BUILDING ON OUR CORPORATE STRATEGY FOR SUSTAINABLE GROWTH 23