MSEJ October 2015 | Page 22

What is Your Financial Health?

A job means money coming into your household, and spending means money going out. It’s a pretty simple relationship if you think about it, and yet it’s one that causes a lot of problems for many people.

Many people don’t know exactly how much money enters and leaves their house each month, putting them at financial risk. Do you know how healthy your family’s finances are?

Take this quiz from our friends at Clearpoint Financial Solutions to find out:

1. Is more than 15 percent of your income going to pay debts?

2.Are you borrowing money or using credit cards to pay for items you used to pay for with cash?

3.Are you dipping into your savings to pay current bills?

4.Are you paying bills with money intended for something else?

5.If you or your spouse lost your job, do you have less than three months’ take-home pay in a savings account?

Visit http://www.clearpointu.org/msccn, sign up, and go to resources to finish the quiz and find out how financially healthy your family is.

And while you are there, check out Clearpoint Financial Solutions' other FREE resources available to help you stay financially healthy!

www.casy.us | www.msccn.org

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