MSEJ January 2015 | Page 11

Clearpoint U is an interactive FREE educational resource for military families. It focuses on fundamental financial information. It is important to review the basics to make sure you are building and planning on a strong foundation. Budgets, debt management, and good credit are important to review frequently.

OVERCOMING CHALLENGES:

Operation Money (http://www.jeanchatzky.com/operation-money/index.php): Operation Money is a FREE book for military families. It focuses on helping you make better financial decisions based on financial challenges military families encounter every year. Should we buy or lease a new car? Should we buy or rent a house? Do I have what I need to protect my family? Am I saving enough? Operation Money will help you answer these questions.

CONSIDERING JOB OFFERS:

Second Income Calculators (http://www.calcxml.com/do/bud30?ctry=ca):

Once you know where you are financially, have set goals, and established a plan, the job search is MUCH easier mainly because you can focus on your needs…ESPECIALLY, if you are seeking a second income. Knowing what you need to make and when you need to make it will help you establish a short term and long term plan. When you start interviewing for positions, consider using a second income calculator to evaluate and negotiate your salary.

TAKEAWAY:

A quick financial clean-up is an important step to establishing a job search plan whether you are looking for a career, paycheck, or short term fix. It helps you determine if you need a quick influx of cash or have the luxury of waiting for the right position. Once you have identified positions and start interviewing, a second income calculator will help you determine the best position for you.

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Getting Started with CASY Support

Free resources like Clearpoint U and Operation Money can help you develop and execute a plan that works for you.

START HERE:

Clearpoint U (http://www.clearpointu.org/msccn)