Moving Tips Learn How to Get Organized During a House Move | Page 8

You didn't check on insurance
Whoops, that big burly man just dropped a box of your favorite Fiestaware
dishes. Who is going to pay for that? Well, nobody is (or you are), if your mover
doesn't have enough insurance. Find out before you start the moving process.
Your chosen mover may have some insurance but it may only pay for a fraction
of your heirloom dishes' or fancy TV's value. Then check with your home
insurance provider to see what's covered and when and where. Does your
policy cover moving and items in transit? If you don't think you have enough
coverage, moving companies offer a variety of deals on additional insurance.
Find out, too, if your chosen mover has workers' comp insurance. Some small
companies (with fewer than five employees) don't, and that could mean that
paying for an injury someone sustains in your home is your responsibility.
You spaced out on the non-movables
Most moving companies won't be held responsible for expensive items, like
jewelry. You'll want to pack your valuables carefully and plan to transport them
yourself. The same goes for any coin collections, documents, fancy cameras -- if
it's fragile or extra special to you, you'll probably want to take care of it yourself
and keep it with you. Read your moving contract carefully to find out if your
mover can transport your grill (the tank will have to be emptied by a