KIA&B May/June 2020 | Page 18

MARKETING accessible to anyone at any time. TODAY’S WEB ACCESSIBILITY REQUIREMENTS As of right now, there are no formal, established guidelines for website accessibility compliance under the ADA. The Americans with Disabilities Act of 1992 (ADA) is very clear about the requirements for brick and mortar but vague with defined remedies when it comes to your virtual property, like your website. After being presented to Congress and the Department of Justice, the result was a recommendation that websites should follow the WCAG 2.1 standards set forth by The World Wide Web Consortium. Still, there was no law stating that anyone had to follow voluntary standards. In addition to W3C and WCAG 2.1 standards, you can also visit The U.S. Department of Health & Human Services site for a helpful checklist to follow to meet minimum requirements. THE RISKS OF NOT HAVING AN ACCESSIBLE WEBSITE Unfortunately, many lawsuits have been filed over website accessibility. Certain industries have seen a higher risk level, including golf courses, marinas, and hospitality. The average insurance claim is close to $20,000 when settled, along with a promise to bring the website up to WCAG 2.1 standards. According to Chicago based law firm Seyfarth and Shaw, there were over 2,300 non-government lawsuits in 2018 and a projection of over 6,000 for 2019. Accessibility does not guarantee that you won’t be sued, but it makes it a lot less likely, and it helps defend your case in that you were trying to do something. WHY ELSE SHOULD YOUR WEBSITE BE ACCESSIBLE? There’s one more major reason to revamp your website to be more accessible. If you get it right, you have the potential to gain some other new business. The U.S. Census Bureau reports that, based on the most recent census information, approximately 8.1 million people in this country are visually impaired, including two million who are blind. Medical advances have reduced the percentage of people who are blind. Still, as our country ages, more people become visually impaired or blind due to advanced age. This market is growing, and these people buy insurance. Yes, auto for insurance for the blind! With autonomous (self-driving) vehicles, it is a large and untapped market. Keeping an accessible web presence provides options and markets open to all. Why would you want to exclude a large potential customer base before they even know anything about you? HOW TO MOVE FORWARD TO AN ACCESSIBLE WEBSITE Don’t rush out and jump on an accessibility tool for purely defensive reasons. Learn more about website accessibility and how you can take this opportunity to make your website more user-friendly for potential customers. For example, you can take a minute to reach out to the local chapter of the following organizations for the blind to discover how blind individuals can use the internet and what they look for in their browsing: American Foundation for the Blind (AFB) National Federation of the Blind (NFB) American Council of the Blind (ACB) Blind, Inc. There are cost-effective tools available to make your site more accessible to those who may not be able due to permanent disability or a temporary circumstance. Larry Neilson is CEO & Managing Partner of Neilson Consulting and ProgramBusiness.com Jerry Fox is the Vice President of Carrier Relations for HawkSoft 18