KIA&B July/August 2020 | Seite 16

PERSONAL LINES GROUP AM Best’s market share reports provide data on all personal line products being written in Kansas. This data includes homeowners, private passenger auto, and farm owners’ multiple peril written premiums. In 2019, the total personal lines marketplace group premiums were $3.514B. This represents a 3.28% increase from 2018. MEDICAL PROFESSIONAL LIABILITY In 2019, the written premium in the medical professional marketplace experienced a year-over-year increase of 9.25%, finishing at $70M. The direct combined loss ratio remained above 100%. PERSONAL LINES GROUP 2016-2019 MEDICAL PROFESSIONAL 2016-2019 AM Best also provides a total of all lines grouping, which represents the total Kansas insurance marketplace. It includes what we'd consider our traditional P&C lines of coverage and includes fidelity, surety, credit, mortgage guarantees, etc. In 2019, the overall premiums written in Kansas were $6.9B - up 4.31% from the previous year. The direct combined loss ratio for 2019 was 88.53%, a nearly 5% increase from 2018. KANSAS TOTAL ALL LINES 2016-2019 16