KIA&B July/August 2020 | Page 15

MANAGE & LEAD COMMERCIAL AUTO 2016-2019 COMMERCIAL MULTI-PERIL 2016-2019 COMMERCIAL AUTO The data on the commercial auto marketplace showed a continued increase in premiums. 2019 finished at $390M in premiums, which was almost 10% higher than in 2018. The direct combined loss ratio has continued its downward trend finishing at 90.29%. WORKERS’ COMPENSATION The trend of decreased premium volume in the workers’ compensation marketplace continued through 2019. From 2015 through 2019, the overall worker’s compensation premiums have decreased by approximately 18%. Premiums from 2018 to 2109 only fell by 1.60%, less than in years past. The direct combined loss ratio continued its increase for the third year finishing up 2 points to 87.48%. WORKERS’ COMPENSATION 2016-2019 COMMERCIAL MULTI-PERIL Commercial multi-peril premiums experienced their largest year-over-year percentage increase in the number of years at 4.54%. This is nearly three times the percentage growth rate of 1.49% from 2017 to 2018. Even with the premium growth, the 2019 direct combined loss ratio continued its recent upward trend at 88.98%, three and a half points higher than 2018. COMMERCIAL LINES GROUP AM Best’s market share reports provide data on all commercial line products being written in Kansas. In 2019, the total commercial lines marketplace group premiums were $3.396B. This represents a 5.30% increase in written premiums from 2018. COMMERCIAL LINES GROUP 15