LEGAL RESOURCES
CARRIER CONTRACT RESOURCES presented by the Big I Office of the General Counsel
At the heart of an agent ’ s exposure to potential E & O claims from carriers are agency agreements . These agreements lay the foundation for the relationship as well as the responsibilities of the agency and the carrier . A breach of duties outlined in the agency agreement can open the agency up to an E & O claim .
Agents should be familiar with the provisions of their agency agreements and make sure their operational procedures take them into account . Agency management should make sure staff is aware of the provisions that affect their job responsibilities , and build these requirements into agency procedures . It is also important that agency agreements are reviewed in tandem with underwriting guidelines and other rules that may be referenced in the agreement .
The Big “ I ” Office of General Counsel ( OGC ) reviews agency-company agreements based on requests from member agencies and state associations , and in connection with requests for assistance by carriers . The OGC has completed additional , more informal reviews of agreements that are not posted on the Big I website .
Carrier Contract Reviews Available Include :
• Acadia Insurance Agency Agreement
• Accident Fund Agency Agreement
• Adirondack Insurance Exch . Agency Agreement
• AIG Agency Auto Producer Agreement
• AIG Specialty Auto Agency Producer Agreement
• Allstate Ins . Independent Agency Agreement
• Auto-Owners Insurance Group Agency Contract
• Berkley Management Prot . Agency Agreement
• Berkley One Producer Agreement
• Berkley Regional Oper . Units Agency Agreement
• Brotherhood Mutual Ins . Co Agency Contract
• Bunker Hill Agency Agreement
• Chubb Producer Agreement
• ClearPath Mutual Producer Agreement
• CNA Producer Agreement
• Colorado Casualty Insurance Agency Agreement
• Crum & Forster Producer-Company Agreement
• Donegal Insurance Group Agency Agreement
• Drive From Progressive Producer Agreement
• EMC Insurance Agency-Company Agreement
• Encompass Insurance Agency Agreement
• Erie Insurance Agency Agreement BO8
• Farmers Insurance Exchange Agency Agreement
• Foremost Agency Agreement
• Frankenmuth Mutual Insurance Agency Contract
• Grange Ins . Agency Appointment Agreement
• Great American Ins . Co . U . S . Producer Agreement
• Hastings Mutual Insurance Agency Agreement
• Hawkeye-Security Insurance Agency Agreement
• Liberty Mutual Agency Markets Agreement
• Liberty Mutual Commercial Insurance Producer
• Main Street America Agency Agreement
• Mapfre Agency Agreement
• Merchants Insurance Group Agency Agreement
• Mutual Benefit Group Agent Agreement
• Nationwide Independent Agency Agreement
• Plymouth Rock Agency Agreement
• ProCentury Insurance Company
• Progressive Surplus Lines Referral Agreement
• RLI Insurance Company Producer Agreement
• Safeco Property & Casualty Agency Agreement
• Star Insurance Company Agency Agreement
• The Auto Club Group Agency Agreement
• The Cincinnati Insurance Cos Agency Agreement
• The Hanover Insurance Group Agency Agreement
• The Hartford Producer Agreement
• Travelers Agency Contract
• United Fire Group Agency Agreement
• Utica National Ins . Group Agency Agreement
• West Bend Mutual Agency Agreement
• Westfield Agency Agreement •
34 KANSAS INSURANCE AGENT & BROKER