SCHEDULE
WEDNESDAY, JANUARY 29
8:00 a.m. - 12:00 p.m.
Consulate III
9:00 a.m. - 12:00 p.m.
Consulate I
AFIS 3: Farm, Auto, Work Comp, and Umbrella
4 GEN
Examine forms of liability insurance that play an essential role in protecting farm and
agribusiness operations: vehicle, workers compensation and employer’s liability, and umbrella/
excess policies. It examines the various vehicle exposures faced by farmers, ranchers,
and other agribusiness operations and how they can be insured, exploring the coverages
available under different standard insurance policies. The most common endorsements will be
reviewed. This course then examines in detail workers’ compensation and employers liability
insurance as they pertain to agribusinesses
Cheryl
Koch
Why Everyone You Know Needs a Personal Auto Policy and an Umbrella
3 GEN
This class will examine the different ways the PAP and the BAP define ‘Insured’ and explain
the endorsements available. We will look at misunderstood liability exclusions and offer
solutions where possible for these gaps in coverage. We will have an exhaustive discussion
Rusty
about furnished or available vehicles and take a critical look at potential gaps in coverage, and
Deaton
how a good umbrella should look. Finally, we will compare the physical damage coverage and
exclusions on the BAP and PAP.
Consulate II Understanding Commercial Property Underwriting and COPE
3 GEN
Commercial property underwriters use the same information their predecessors used nearly
Chris
400 years ago: Construction - Occupancy - Protection – Exposure. These four elements are
Boggs
known as COPE underwriting. Agents will learn how to provide the proper property picture to
help their underwriters.
Media Theatre Flood Insurance Risk Rating 2.0
3 GEN
This presentation will give a broad overview of various aspects of the NFIP as it relates to
Chris
Flood Insurance Policies. Attendees will gain a basic working knowledge of NFIP rating, claim
Parsons
coverages, and mitigation techniques. There will also be information on Risk Rating 2.0 and NFIP
marketing activities.
11:00 a.m. - 1:30 p.m. Lunch in Exhibitors’ Hall
1:00 p.m. - 5:00 p.m. AFIS 5: MIsc. Farm Insurance Lines
4 GEN
Learn about various miscellaneous lines of insurance coverage that are important to agribusinesses.
The course looks at agricultural pollution risks and insurance. Coverage for environmental liability
is extremely limited under both the commercial general liability (CGL) and farm liability coverage
forms (FLCF); therefore, environmental impairment liability coverage may have to be obtained
through specialty or nonstandard markets where coverage forms vary significantly. The course Cheryl
also examines management liability insurance. Insurance professionals must understand the Koch
various insurance policies that together constitute management liability insurance and offer them
to agribusiness clients. The course concludes with a discussion of crime exposures and coverages.
Every business in the United States is a potential target for criminals. However, agribusinesses are
often specifically targeted.
Consulate II
1:45 p.m. - 4:45 p.m.
Consulate I
Emerging Homeowners’ Issues
3 GEN
The definition of “Residence Premises” suddenly became such an issue a few years ago that
ISO issued a mandatory endorsement and an optional endorsement. Another critical emerging
issue is drones, not only for property but liability coverage. ISO has addressed this issue as
Rusty
well with a couple of new endorsements that we will discuss. We will also isolate what the
Deaton
Personal Injury Endorsement does, and more importantly, what it does not do. Every insurance
professional needs a solid working knowledge of ordinance or law coverage, even in the
homeowner’s policy.
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Schedule subject to change. Visit www.kaia.com for latest information.