Kalodhvani 21st Year 1st-2nd | Page 76

ˆÎ £ yˆÏÓ˚ Ñ˛õˆÏäÈñ ì˛y! òˆÏÎ˚ ˆÎ v˛zˆÏmÜ ≤ÃÑ˛yü Ñ˛ˆÏÓ˚! äȈÏúò ì˛y e ´ õü Óyhfl˛Ó ÓˆÏú £ z ≤Ã! ì˛ ¶ ˛yì˛ £ ˆÏFäÈ – Ñ˛ˆÏ˛ô≈yˆÏÓ˚ › ˛ ¶ ˛yÓ˚ˆÏì˛Ó˚ ÓƒyB˛ } ˆÏíÓ˚ ~ Ñ˛Ù˛ôM˛ÈõyÇü £ z xÜyï ãˆÏú –
2014ÈÙÈ15 ¢ yˆÏúÓ˚ ÓƒyˆÏú™! üˆÏ › ˛ ˆîÖy ÎyˆÏFäÈñ 67!› ˛ ˆÑ˛y ¡ ôy! òÓ˚ ÓƒyB˛ } í 5.65 ú « ˛ ˆÑ˛y!› ˛ › ˛yÑ˛y – ~£ z } í ˆîˆÏüÓ˚ ˛≤ÃÌõ ¢ y! Ó˚Ó˚ 447!› ˛ Úòò! ö˛òyò ‰!¢ Î˚yúÛ ˆÑ˛y ¡ ôy! òÓ˚ ÓƒyB˛ } ˆÏíÓ˚ ~ Ñ˛Ù˛ôM˛ÈõyÇü – ~ ˆÏîÓ˚ õˆÏïƒ xˆÏòÑ˛ ˆÑ˛y ¡ ôy! òÓ˚ £ z ˆõy › ˛ ¢¡ ôî ˆòˆÏÜ!› ˛ ¶ ˛ – Úö˛y £ zòyò ‰!¢ Î˚y! ú £ zò ¢ úˆÏ ¶ ˛r › ˛ ˆ › ˛Ñ˛! òÑ˛ƒy! úÛ – } í ˆüyˆÏïÓ˚ « ˛õì˛y e ´ õ £… y ¢ õyò – Î! î úy ¶ ˛ o & ì˛Ü! ì˛ˆÏì˛ òy ÓyˆÏv˛¸ñ ˆÓ! üÓ˚ ¶ ˛yˆÏÜÓ˚ £ z ÓƒyB˛ } í õÑ % ˛Ó Ñ˛Ó˚ˆÏì˛ £ ˆÏÓ –
ÓƒyˆÏB˛ ˆÎ xyÑ˛yü ˆäÈ § yÎ˚y ïyÓ˚ ì˛yÓ˚ ãòƒ ÓƒyB˛ Ñ˛ì, ˛≈˛ô « ˛ ˆÑ˛yò â˛y˛ô ˆîÎ˚ òy – ÓÓ˚Ç ì˛yˆÏîÓ˚ ïyÓ˚ ÓyˆÏÓ˚ÓyˆÏÓ˚ £ z } í @ ˘Ã £# ì˛yÓ˚ üˆÏì≈˛ ˛ô % òÜ≈!‡ ˛ì˛ £ Î˚ó ¢% î ˆîÎ˚y fl˛i! Üì˛ Ó˚yÖy £ Î˚ Óy ïyÓ˚ ˆüyï Ñ˛Ó˚yÓ˚ ˆõÎ˚yî Ó,! k˛ Ñ˛Ó˚y £ Î˚ – Ñ˛yÓ˚ Ñ˛ì˛ ïyÓ˚ ⁄ xyÓ˚!› ˛xy £ z xƒyˆÏQ ~£ z ÖÓÓ˚ Óy £ zˆÏÓ˚ ˆîÎ˚yÓ˚ Óƒy˛ôyˆÏÓ˚! òˆÏ ° ÏïyK˛y ¢%! ≤Ãõ ˆÑ˛yˆÏ › ≈˛Ó˚ – ÓƒyB˛ Ñ˛ì, ˛≈˛ô « ˛ xyˆÏîÔ Ó˚y! ã òÎ˚ òyõ ≤ÃÑ˛yˆÏü – xÌâ˛ñ 2015 ¢ yˆÏú ˆÎ 3000 ãò Ñ, ˛ ° ÏÑ˛ } ˆÏí ˆîv˛z! úÎ˚y £ ˆÏÎ˚ xyd £ ì˛ƒy Ñ˛ˆÏÓ˚ˆÏäÈòñ ì˛yˆÏîÓ˚ õˆÏïƒ 2474 ãò £ z ÓƒyˆÏB˛Ó˚ } í ˆüyï òy Ñ˛Ó˚ˆÏì˛ ˆ˛ôˆÏÓ˚ – S £ z! u˛Î˚yò ~: ˆÏ≤à ¢ ñ 19 / 08 / 2016V
ÓƒyB˛ } í õÑ % ˛Ó Ñ˛Ó˚ˆÏì˛ £ ˆÏÓ Ñ, ˛ ° ψÏÑ˛Ó˚ òÎ˚ñ Óv˛¸ Óv˛¸! ü“ ˛ô! ì˛Ó˚ –
! ü“ ˛ô! ì˛Ó˚y â˛yÑ % ˛! Ó˚ ˆîÎ˚ñ ˆîˆÏüÓ˚! ã! v˛! ˛ô Óyv˛¸yÎ˚ – ì˛yˆÏîÓ˚ â˛y £ z xyˆÏÓ˚y } í – ˆÑ˛yÌy ˆÌˆÏÑ˛ xy ¢ ˆÏÓ ~£ z xÌ≈ ⁄ xƒyˆÏ ¢ yâ˛ƒyõÙ! e ´!¢ ú ˆÎÔÌ ¢ õ #« ˛yÎ˚ Óúy £ ˆÏÎ˚ˆÏäÈñ ˛ ~! ≤Ãú 2015
ˆÌˆÏÑ˛ õyâ≈˛ 2020 ˛ôÎ≈hs˛ ¢ Ó˚Ñ˛yˆÏÓ˚Ó˚ 31 ú « ˛ ˆÑ˛y!› ˛ › ˛yÑ˛y ≤ÈÏÎ˚yãò – ~£ z ≤ÈÏÎ˚yãòñ Ñ˛úÑ˛yÓ˚ÖyòyÎ˚! Óî % ƒÍ ˆãyÜyˆÏì˛ñ ¢ v˛¸Ñ˛! òõ≈yí Á â˛Áv˛¸y Ñ˛Ó˚yÓ˚ ãˆÏòƒñ ˆ › ˛! úÑ˛õ ˛ô! Ó˚Ó £ í ¢£! Ó!¶ ˛ß¨ ô! Ó˚Ñ˛y ‡ ˛yˆÏõy! òõ≈yˆÏí – ˆÑ˛yÌy ˆÌˆÏÑ˛ xy ¢ ˆÏÓ ~£ z xÌ≈ ⁄ ¶ ˛yÓ˚ì˛ # Î˚! Ó˚ãy ¶ ≈˛ ÓƒyˆÏB˛Ó˚ Ü ¶ ˛ò≈Ó˚ Ó˚á % Ó˚yõ Ó˚yãò 2015ÛÈÓ˚ ã % ò õyˆÏ ¢ úu˛ò! ÓãˆÏò ¢ fl˛ % ÒˆÏúñ! Ó!¶ ˛ß¨ ˆîˆÏüÓ˚ ˆÑ˛w # Î˚ ÓƒyˆÏB˛Ó˚ ü #° Ï≈Ñ˛ì≈˛yˆÏîÓ˚ v˛z˛ô! fl˛i! ì˛ˆÏì˛ ~ Ñ˛ ¢% î # á≈ ¶ ˛y ° ψÏí ÓˆÏú! äȈÏúòñ 1930 îüˆÏÑ˛Ó˚ õˆÏì˛y £ z! ÓŸ ª xÌ≈ò #! ì˛ ~ Ñ˛ â˛Ó˚õ õ ® yÓ˚! îˆÏÑ˛ ~! ܈ÏÎ˚ ÎyˆÏFäÈ – xÌ≈˜Ïò! ì˛Ñ˛ Ó,! k˛Ó˚ £ yÓ˚ ˆ › ˛ˆÏò ì % ˛úˆÏì˛ Ñ˛!‡ ˛ò ¢ õ ¢ ƒyÓ˚ õ % ˆÏÖyõ %! Ö £ ˆÏì˛ £ ˆÏFäÈ – ~ ÓÇ ~£ z ¢ õ ¢ ƒy ÷ ï % v˛zߨÎ˚òü # ú ˆîˆÏüÓ˚ ¢ õ ¢ ƒy òÎ˚ñ v˛zß¨ì˛ ˆîü =! úÓ˚ ¢ õ ¢ ƒy xyÓ˚Á ¶ ˛Î˚yÓ £– ≤Ã! ì˛ˆÏÎy! Üì˛y ~ õò ~ Ñ˛ ˛ôÎ≈yˆÏÎ˚ ~ ˆÏ ¢ ˆÏäÈ ˆÎ xÌ≈˜Ïò! ì˛Ñ˛ Ó,! k˛Ó˚ ˛ô! Ó˚ÓˆÏì≈˛ ~ Ñ˛ ˆîˆÏüÓ˚ Ó,! k˛ xòƒ ˆîü! ä! òˆÏÎ˚! òˆÏFäÈ õ % oyÓ˚ xÓõ) úƒyÎ˚ò á!› ˛ˆÏÎ˚ –
ˆîˆÏü Ñ˛õ≈ ¢ Çfl˛iyˆÏòÓ˚ ¢% ˆÏÎyÜ ˆì˛õò ˆò £ z –! v˛ˆÏ ¢¡ ∫Ó˚ñ 2015 ¢ yˆÏúñ Ú £ zÑ˛ò! õÑ˛ › ˛y £ zõ ¢ ÛÙ ~ Ó˚ ~ Ñ˛!› ˛ ¢ ÇÖƒyÎ˚ Óúy £ ˆÏÎ˚ˆÏäÈñ õƒyò % ö˛ƒyÑ˛â˛y! Ó˚Ç! üˆÏ“ Ó˚ Ó,! k˛Ó˚ £ yÓ˚! ÓÜì˛ 25 õyˆÏ ¢ Ó˚ õˆÏïƒ ¢ Ó≈! ò ¡ ¨ – xÓüƒ ãyò % Î˚y! Ó˚ 2016Ùˆì˛ ˆÑ˛w # Î˚ õs˛f #¢¶ ˛y! ü“ yÎ˚ˆÏòÓ˚ v˛zˆÏîƒyÜ cÓ˚y! ß∫ì˛ Ñ˛Ó˚ˆÏì˛ ~ Ñ˛!› ˛ ãyì˛ # Î˚! Ó! òˆÏÎ˚yÜ Á ˛ô! Ó˚Ñ˛y ‡ ˛yˆÏõy ì˛ £! Óú S ~ òxy £ zxy £ z ~ ö˛V Üv˛¸yÓ˚!¢ k˛yhs˛! òˆÏÎ˚ˆÏäÈ – ~£ z ì˛ £! ÓˆÏú 20 £ yãyÓ˚ ˆÑ˛y!› ˛ › ˛yÑ˛y ˆîˆÏÓ ˆÑ˛w # Î˚ ¢ Ó˚Ñ˛yÓ˚ ~ ÓÇ 20 £ yãyÓ˚ ˆÑ˛y!› ˛ › ˛yÑ˛y xy ¢ ˆÏÓ ˆÓ ¢ Ó˚Ñ˛y! Ó˚! Ó! òˆÏÎ˚yÜ ˆÌˆÏÑ˛ –
ˆÑ˛yÌy ˆÌˆÏÑ˛ xy ¢ ˆÏÓ ~£ z xÌ≈ ⁄
! Ñ˛ls˛ xÌ≈ â˛y £ zÙ £ z – ÓƒyˆÏB˛Ó˚ xÌ≈˜Ïò! ì˛Ñ˛ xÓfl˛iy ÖyÓ˚y˛ô ÷ ï % òÎ˚ñ
ˆüyâ˛ò # Î˚ – xyÓ˚! Óxy £ z ö˛y £ zòyò ‰!¢ Î˚yú ˆfi › ˛! Ó! ú!› ˛! Ó˚ˆÏ˛ôy › ≈˛ S! v˛ˆÏ ¢¡ ∫Ó˚ñ 2016V ãyòyˆÏFäÈñ“ The stress on banking sector, particularly the public sector banks( PSBs) remain significant... PSBs as a group continued to record losses.”
“ The large borrowers registered significant deterioration in their asset quality.”
ÓƒyB˛ ˆÎ ˛ô! Ó˚õyí } í! îˆÏÎ˚ˆÏäÈ ì˛yÓ˚ üì˛Ñ˛Ó˚y 56.5 üì˛yÇü ÚÓv˛¸ } íÛñ õyˆÏò } ˆÏíÓ˚ ˛ô! Ó˚õyí 5 ˆÑ˛y!› ˛ › ˛yÑ˛yÓ˚ ˆÓ! ü – ÓƒyˆÏB˛ ˆõy › ˛ ÚÓƒyv˛ ˆúyòÛˆÏÎ˚Ó˚ 88.4 üì˛yÇü £ z ~£ z ÚÓv˛¸ } íÛ – ~£ z } í ˆüyï £ ÁÎ˚yÓ˚ £ yÓ˚ ˆÓü Ñ˛õ – xyÓ˚! Óxy £ z ö˛y £ zòyò ‰!¢ Î˚yú ˆfi › ˛! Ó! ú!› ˛! Ó˚ˆÏ˛ôy › ≈˛ Sã % òñ 2016V ãyòyˆÏFäÈñ“ The gross non-performing assets( GNPA) ratio of large borrowers increased sharply from 7.0 per cent to 10.6 per cent during September 2015 to March 2016.”
£ z! u˛Î˚yò ~: ˆÏ≤à ¢ ˛ô! eÑ˛yÓ˚ ~ Ñ˛ ≤Ã! ì˛ˆÏÓîˆÏò Óúy £ ˆÏÎ˚ˆÏäÈñ“ The rate of recovery of non-performing assets( NPAs) was 10.3 per cent, or Rs 22,800 crore, out of the total NPAs of Rs 221,400 crore during fiscal ended March 2016, against Rs 30,800 crore( 12.4 per cent) of the total amount of Rs 248,200 crore reported in March 2015, data from the Reserve Bank of India( RBI) has said.”
~ Ó˚ õyˆÏòñ the government will have to keep pumping more and more capital into these banks in the years to come in order to keep them going. And that means a lot more money of taxpayers will essentially go down the drain. xy ¢ ˆÏú ˆ ¢£ z Noam ChomskyÙÓ˚ ¢ ì˛Ñ≈˛Óyì≈˛yñ A basic principle of modern state capitalism is that cost and risk are socialised while profit is privatized
ÓƒyB˛ } ˆÏíÓ˚ ÎÖò › ˛yÑ˛yÓ˚ ˆÎyÜyò! îˆÏì˛ ˛ôyÓ˚ˆÏäÈ òy ì˛Öò ¢ yïyÓ˚í õyò % ˆÏ ° ÏÓ˚ áˆÏÓ˚ áˆÏÓ˚ ˆÎ òÜî › ˛yÑ˛yÓ˚ ¢ M˛ÈÎ˚ xyˆÏäÈñ ˆ ¢£ z › ˛yÑ˛y ãõy ˛ôv˛YÑ˛ ÓƒyˆÏB˛ – ¢ M˛ÈÎ˚ ÌyÑ % ˛Ñ˛ ˆÑ˛w # Î˚ ¶ ˛yˆÏÓ –
~ ÓÇ ~ úÁ – ¢ Ó˚Ñ˛yÓ˚ ~ õò ¢ Ω˛yÓòy òy ¶ ˛yÓˆÏúÁ ÓƒyˆÏB˛ ≤ÃyÎ˚ ¢ Ó › ˛yÑ˛y £ z! ö˛ˆÏÓ˚ ~ ú –
˜ì˛! Ó˚ £ Ûú ~ ÓyÓ˚ òì % ˛ò ~ Ñ˛ ¢ õ ¢ ƒy – ÓƒyB˛! Ó! òˆÏÎ˚yÜ Ñ˛Ó˚ˆÏÓ
ˆÑ˛yÌyÎ˚ ⁄ ú!@¿ £ ÁÎ˚y v˛z! â˛ì˛! äÈú ˆîˆÏüÓ˚ ¢ y! Ó≈Ñ˛ xÓfl˛iy! ÓˆÏÓâ˛òy Ñ˛ˆÏÓ˚ – 27 xyÜfi › ˛ 2016ñ ˛ô! ÓeˆÏõy £ ò ÈIndiaSpend. ComÙ ~ Ñ˛!› ˛! òÓı˛ ≤ÃÑ˛yü Ñ˛ˆÏÓ˚òñ! üˆÏÓ˚yòyõ‘ Rural India is eating less than it did 40 years ago.’ ˆúÖy!› ˛Ó˚ ¢ Ç!« ˛Æì˛õ õhs˛ˆÏÓƒ ãyòyˆÏòy £ ˆÏÎ˚ˆÏäÈ
Ñ˛yúïπ! ò ãyò % Î˚y! Ó˚ 2017 ~ Ñ˛! ÓÇü Ó ° Ï≈ ≤ÃÌõÈÙ! mì˛ # Î˚ ¢ ÇÖƒy 75