SPECIAL ADVERTISING SECTION WEALTH MANAGERS
Raymond W . Gutowski President , Private Wealth Advisor
12
YEAR WINNER
Twelve-year winner Raymond W . Gutowski , President , Private Wealth Advisor ; Meredith Travers , Senior Client Service Manager
The Highest Standard : Yours
• Financial planning : representing an investment and spending blueprint for your life
• Active investing : taking into account one ’ s individual situation as well as prevailing market conditions
• Retirement income strategies : taking into account taxes , the current interest rate environment and market conditions
Our mission is and always has been to help hardworking people navigate the complex world of investing as a cornerstone to achieving their financial goals . Representing the purest form of a fiduciary , we work tirelessly to be the financial partner that people can trust in forming multigenerational relationships related to wealth accumulation , maintenance and distribution .
Pinnacle Wealth Management comes from the culmination of my entire career in investments and wealth management . I have dedicated my career to helping individuals and families achieve their goals and dreams . Investments and money are a means to an end . They represent an extension of what we want for ourselves and families , as well as the impact we can have on everyone around us . I am always honored to be a part of that journey with clients .
931 Jefferson Boulevard , Suite 1000 Warwick , RI 02886 Phone : 401-369-9505 ray @ pinnaclewealthri . com www . pinnaclewealthri . com www . linkedin . com / in / raygutowski
Investment advice offered through Pinnacle Wealth Management , a doing business name for Gladstone Wealth Partners , an SEC registered investment adviser . Registration as an investment adviser does not imply a certain level of skill or training . Information described herein is not meant to be a substitute for legal , accounting , or tax advice . Additional information about Gladstone Wealth Partners and your investment adviser representative is available on the SEC ’ s Investment Adviser Public disclosure website at www . adviserinfo . sec . gov .
FIVE STAR WEALTH MANAGER AWARD WINNER
This award was issued on 12 / 01 / 2023 by Five Star Professional ( FSP ) for the time period 02 / 13 / 2023 through 08 / 31 / 2023 . Fee paid for use of marketing materials . Selfwealth managers were considered for the award ; 120 ( 17 % of candidates ) were named 2024 Five Star Wealth Managers . The following prior year statistics use this format : - 10 / 1 / 21 ; 2012 : 624 , 151 , 24 %, 11 / 1 / 21 , 2 / 8 / 21 - 9 / 10 / 21 ; 2020 : 614 , 132 , 21 %, 11 / 1 / 20 , 3 / 2 / 20 - 9 / 25 / 20 ; 2019 : 568 , 131 , 23 %, 11 / 1 / 19 , 2 / 25 / 19 - 10 / 7 / 19 ; 2018 : 12 / 1 / 15 , 5 / 6 / 15 - 9 / 30 / 15 ; 2014 : 677 , 204 , 30 %, 11 / 1 / 14 , 5 / 6 / 13 - 9 / 30 / 13 ; 2013 : 553 , 185 , 33 %, 10 / 1 / 13 , 5 / 6 / 12 - 9 / 30 / 12 ; 2012 : 287 , 111 , 39 %, 11 / 1 / 12 , 5 / 6 / 11
Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers . The award is based on 10 objective criteria . Eligibility criteria – required : 1 . Credentialed as a registered investment adviser ( RIA ) or a manager has not ; A . Been subject to a regulatory action that resulted in a license being suspended or revoked , or payment of a fine ; B . Had more than a total of three settled or pending complaints filed against them and / or a total of five settled , registered through FSP ’ s consumer complaint process ; feedback may not be representative of any one client ’ s experience ; C . Individually contributed to a financial settlement of a customer complaint ; D . Filed for personal bankruptcy within the client retention rate ; 7 . Five-year client retention rate ; 8 . Non-institutional discretionary and / or non-discretionary client assets administered ; 9 . Number of client households served ; 10 . Education and professional designations . FSP does not inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication . Working with a Five Star Wealth Manager or any wealth manager is no guarantee
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