Name Morgan Stanley
Left to right : Samantha J . Frimodig , Registered Associate ;
Titles
Eight-year winner Michael P . Richard , Senior Vice
Years President Won , Financial Advisor ; Two-year winner Daniel C . Kuhn , Vice President , Financial Advisor
Company Name
1 Financial Plaza , Floor 19 • Providence , RI 02903 Address • City , State Zip Phone : 401-276-5945 • michael . p . richard @ morganstanley . com Phone 555-555-5555 Phone : 555-555-5555 morganstanleyfa . com / therichardgroup email • website
Company Logo In Black or White only
We have more than 36 years of experience serving clients and the local community . Our philosophy is to work with honesty and integrity every day and to offer exceptional client service .
Body We pay copy close … attention ( 400 characters to each client ) ’ s specific situation , listening to their needs , working closely with them and making it our goal to forge lifelong relationships . Our team is here to guide you
through today , plan for tomorrow and dream for the future . Michael is a 2013 – 2018 , 2020 and 2021 Five Star Wealth Manager and Daniel is a 2020 – 2021 Five Star Wealth Manager .
Michael P . Richard has more than 27 years of experience as a Financial Advisor and Daniel C . Kuhn has more than 9 years as a Financial Advisor . © 2021 Morgan Stanley Smith Barney LLC . Member SIPC . CRC3297943 10 / 20 . Disclosure
The Five Star Wealth Manager award , administered by Crescendo Business Services , LLC ( dba Five Star Professional ), is based on 10 objective criteria . Eligibility criteria – required : 1 . Credentialed as a registered investment adviser or a registered investment adviser representative ; 2 . Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years ; 3 . Favorable regulatory and complaint history review ( As defined by Five Star Professional , the wealth manager has not ; A . Been subject to a regulatory action that resulted in a license being suspended or revoked , or payment of a fine ; B . Had more than a total of three settled or pending complaints filed against them and / or a total of five settled , pending , dismissed or denied complaints with any regulatory authority or Five Star Professional ’ s consumer complaint process . Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional ’ s consumer complaint process ; feedback may not be representative of any one client ’ s experience ; C . Individually contributed to a financial settlement of a customer complaint ; D . Filed for personal bankruptcy within the past 11 years ; E . Been terminated from a financial services firm within the past 11 years ; F . Been convicted of a felony ); 4 . Fulfilled their firm review based on internal standards ; 5 . Accepting new clients . Evaluation criteria – considered : 6 . One-year client retention rate ; 7 . Five-year client retention rate ; 8 . Non-institutional discretionary and / or non-discretionary client assets administered ; 9 . Number of client households served ; 10 . Education and professional designations . Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers . Award does not evaluate quality of services provided to clients . Once awarded , wealth managers may purchase additional profile ad space or promotional products . The Five Star award is not indicative of the wealth manager ’ s future performance . Wealth managers may or may not use discretion in their practice and therefore may not manage their client ’ s assets . The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication . Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success , nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future . For more information on the Five Star award and the research / selection methodology , go to fivestarprofessional . com . 624 Rhode Island-area wealth managers were considered for the award ; 151 ( 24 % of candidates ) were named 2021 Five Star Wealth Managers . 2020 : 614 considered , 132 winners ; 2019 : 568 considered , 131 winners ; 2018 : 545 considered , 131 winners ; 2017 : 476 considered , 189 FSP winners Disclosure ; 2016 : 495 considered , 173 winners ; 2015 : 637 considered , 194 winners ; 2014 : 677 considered , 204 winners ; 2013 : 553 considered , 185 winners ; 2012 : 287 considered , 111 winners .
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