you then ask.” “ If you are planning a vacation
in Destin, Florida and you choose some resort
because you saw it on the internet, then you
probably want to ask things like, Is it on the
beach side, and will my balcony have a view
of the coastline?” Good advice. Don’t assume
things if you are not certain.
Get Insurance Coverage
for Big Trips
Let’s face it, no matter how meticulously you
plan, life happens and things may come up
forcing you to cancel or change your trip. To
some travel insurance may sound like a waste
of money, but depending on where your
travel plans are taking you, it may be horrible
planning not to have it.
Experts suggest getting travel insurance for
big vacations like a honeymoon, anniversary or any big-cost getaway. The cost of insurance can add up to 10% of the trip, says
Jason Clampet, Senior Editor at travel giant,
Frommers.com. Also be careful not to mistake “travel protection” with insurance. If you
don’t see the word insurance, the policy is
not regulated in the same way and may not
provide the coverage you need.
INSIGHT
Web sites like insurancestore.com, QuoteWright.com, and InsureMyTrip.com also provide policies that insure your travels and can
keep you clear from losing money already
applied on reservations and travel for your
big vacay. Travelers should use caution when
signing up for insurance coverage provided
by the same vendor you are traveling with
also. Some cruise ships, Clampett says, provide their own coverage, but he advises you
go to independent companies instead to
avoid conflicts of interest.
It is wise to also remember and beware that
many health insurance plans won’t cover
you abroad. If you are traveling to a remote
area of the world or have medical issues, you
should consider a travel medical policy that
could include travel companion assistance,
lost or stolen document assistance, medical
transport and personal medical services.
Cheaper Doesn’t Mean Better,
and Neither Does More Expensive!
Once you begin shopping around, it’s easy to
get roped into cheap add-ons, that actually
end up wasting more money for things that
are unnecessary. This is very true for
places and deals you find online. And
also for upgrades that sound good but
in reality you may not need or even
want. Think about it, do you really care
if your room has a jetted tub if you are
more of a shower person? Do you still
care if it’s $60 more per night than the
other nice place? The same goes for
resorts that offer extra activities you
may not even care about or have time
for. “Before you know it, you’re buying
a package with a lot of bells and whistles but they may not be the things
you want to do,” Clampett says. Pay
March 2014
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