Indy Boomer 2014.pdf March 2014 | Page 21

MONEY MATTERS How To Pay For Your Care f you are concerned about the high costs associated with long term care now or in the future, nursing home and Veterans benets are available to help cover some or all of the costs of in home care, assisted living or a nursing home. I Most veterans who served during war time and their current or surviving spouses can become eligible for benets which can pay for in home care, assisted living or nursing home. The tax free monthly maximum benets are: Benet programs are not just for the poor any more. All taxpaying citizens who meet the eligibility requirements are entitled to receive benets. With the cost of a nursing facility regularly reaching $85,000.00 per year, very few Hoosiers can afford to pay for care out of pocket. Surviving spouse of a veteran $1,130.00 – Veteran $1,759.00 – Veteran and spouse $2,085.00 Veterans Benets Myth: Veteran's benets can take up to two years to be approved. Reality: A well crafted, thoroughly completed and hand delivered application can regularly be approved in 3 weeks to 3 months. Medicaid Nursing Home Benets Myth: Medicaid can take my house, my car, my money and all of my possessions. Reality: There are several rules that allow for the protection of the majority of a person's assets. Don't be misled by misinformation and myths. dental, vision and other expenses less a portion of the applicant's xed monthly income. There are well over a hundred facilities in central Indiana and most of them accept Medicaid. Under current federal law, private pay and Medicaid residents must receive the same level of care and services. Whenever you are working with a government agency, you can count on a maze of forms and procedures to gain eligibility. You should only work with a company that specializes in this area of planning and has relationships with local facilities and their staff, as this will help to ensure that the best care is available to your loved one.  Medicaid can pay for the entire monthly cost of a nursing home facility, doctor co-pays, medications, Wesley A. Young 317-863-0213 8310 Allison Pointe Blvd. Suite 105 Indianapolis, IN 46250 Looking For Money to Pay For Care? We Can Help! We specialize in: · Nursing home benefits · Veteran's benefits · Asset protection “Protecting Assets & Creating Additional Income to Pay for Care.” Serving central Indiana for over 13 years. No cost initial consultation. Don't let a lifetime of savings be lost…Call today to see if you qualify! 317-863-0213 8310 Allison Pointe Blvd., Suite 105 • Indianapolis, IN 46250 • www.SeniorSolutionsConsulting.com Sign Up for Your Free Digital Version at IndyBoomer.com 21