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Quality You Deserve From a Name You Already Trust
The Cool name has long been associated with quality and customer care in the West Hills through longstanding business Cool Home Improvements . Last year , Rob Cool , Jr ., son of Robert Cool , Sr ., ventured out on his own to add mortgages and home financing as another way the Cool family can help you .
“ I had been a loan officer in a corporate setting for more than 10 years ,” the younger Cool said . “ The opportunity to start my own company presented itself and the timing just felt right . Because of the Realtors I work with and the support that I have from the people around me , there was no better time to start off on my own . It was always a goal of mine to one day own my own company . It helps that my dad has established the Cool name here in the area and now I get the opportunity to provide that same customer service in the finance industry .”
Just like his father ’ s business , Cool Home Loans is a true family business , with Rob ’ s wife working alongside him and everyone working out of the same location .
As a mortgage broker , Cool Home Loans offers clients more selection and opportunities for savings than working with traditional banks .
“ Brokers , like myself , help you find the perfect loan for your scenario because we have access to multiple lenders and wholesalers ,” Cool explained . “ The benefit to opening things up to more lenders for your home purchase or refinance is that you have multiple options .
Some vendors provide niche products that are perfect for certain borrowers , or different programs that work with your budget . They don ’ t pigeonhole all clients into a one-size-fits-all product like most larger banks do .”
Not only has Cool ’ s experience in the business shown him that exceptional customer service is key to being an exceptional loan officer , it ’ s also taught him how to close loans for clients . In 2019 , he was in the top one percent of all loan originators nationwide and in the top 20 in Pennsylvania with United Wholesale Mortgage , the number-one mortgage service provider in the country , providing more than $ 107 billion in home loans last year . Cool closed 122 loans , accounting for $ 22.5 million in 2019 , and 2020 was a solid first year , even while living through a global pandemic .
“ Because of everything that has gone on over the past year , it initially put a damper on clients buying houses ,” he said . “ As COVID numbers came down , there has been a massive boom in preapprovals , reflecting that pent-up demand . Last summer was unusual as far as people buying homes in the Pittsburgh market . This summer has been historic with that pent-up demand and mortgage rates still at historic lows .”
For more information on Cool Home Loans , go to the website at coolhl . com or call Rob at 412.478.2607 . You can also email him at rob @ coolhl . com . Cool Home Loans and Cool Home Improvements are both located at 533 Carnot Road in Moon Township , 15108 .
Personalized Mortgage Services | 412 . 478 . 2607
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