IN Murrysville Summer 2018 | Page 25

SPECIAL SECTION REAL ESTATE The Area’s Finest Communities Discover Suncrest Homes Serenity Pointe, Murrysville – 1 Lot Remaining Sienna Ridge, Murrysville NEW – Sterling Oaks, Penn Township Pine Hollow, Penn Township – 1 Lot Remaining Allegheny Woodlands, Apollo Village of Sarver’s Mill, Sarver ~ Award Winning Builder ~ ~ Custom and Semi-Custom Homes ~ ~ Proudly Celebrating 31 Years of Outstanding Personalized Service ~ 724-327-1844 www.suncresthomespa.com “Your new home by Suncrest Homes will be everything you dreamed it would be today — and for years to come.” 1. Mortgage. Applying for a mortgage can be an intimidating process, but if you prepare accordingly, you’ll be happy with the outcome. According to LendingTree.com, mortgage lenders are allowing higher debt levels for borrowers with lower down payments (as little as 3 percent on a conventional mortgage loan). You may not need the typical 20 percent down that was required of homebuyers a few decades ago. If your debt-to-income ratio is high, you may not have to worry. Mortgage companies are making it easier for borrowers with more debt to still qualify. 2. Mortgage rates and tax limits. Unfortunately, not all news is good news for first-time buyers. Mortgage rates are predicted to continue to rise in 2018, expected to reach 5 percent toward the latter half of the year. In addition, new tax laws that went into effect at the beginning of the year have new limitations. Be sure to look into mortgage interest deduction and other tax deduction limits that may affect your taxes for 2018. 3. Agent. Having a real estate agent in your corner for a first-time purchase is key. Agents will not only help you navigate Continued on next page > #TamiMSoldIt A current issue of this magazine is also available online. icmags.com CHOOSING THE RIGHT REALTOR MAKES THE DIFFERENCE. WE GET NOT Get you noticed Office 412.823.4400 best locatio 4302 Old William Penn Hwy, Suite 200 CUSTOMER Murrysville, PA 15668 RS229417 Creating real value in property & places. Your #1 Property Advisor. Making Your Dreams, A Reality! Tami Meinhardt Cell 412-613-4415 [email protected] Contact us at Join Me On: homesnap.com/Tami-Meinhardt MURRYSVILLE ❘ SUMMER 2018 23