SPECIAL SECTION REAL ESTATE
The Area’s Finest Communities
Discover Suncrest Homes
Serenity Pointe, Murrysville – 1 Lot Remaining
Sienna Ridge, Murrysville
NEW – Sterling Oaks, Penn Township
Pine Hollow, Penn Township – 1 Lot Remaining
Allegheny Woodlands, Apollo
Village of Sarver’s Mill, Sarver
~ Award Winning Builder ~
~ Custom and Semi-Custom Homes ~
~ Proudly Celebrating 31 Years of
Outstanding Personalized Service ~
724-327-1844
www.suncresthomespa.com
“Your new home by Suncrest Homes will be everything you
dreamed it would be today — and for years to come.”
1. Mortgage.
Applying for a mortgage can be an intimidating process,
but if you prepare accordingly, you’ll be happy with the
outcome. According to LendingTree.com, mortgage lenders
are allowing higher debt levels for borrowers with lower
down payments (as little as 3 percent on a conventional
mortgage loan). You may not need the typical 20 percent
down that was required of homebuyers a few decades ago.
If your debt-to-income ratio is high, you may not have
to worry. Mortgage companies are making it easier for
borrowers with more debt to still qualify.
2. Mortgage rates and tax limits.
Unfortunately, not all news is good news for first-time
buyers. Mortgage rates are predicted to continue to rise in
2018, expected to reach 5 percent toward the latter half of
the year. In addition, new tax laws that went into effect at the
beginning of the year have new limitations. Be sure to look
into mortgage interest deduction and other tax deduction
limits that may affect your taxes for 2018.
3. Agent.
Having a real estate agent in your corner for a first-time
purchase is key. Agents will not only help you navigate
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Office 412.823.4400
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4302 Old William Penn Hwy, Suite 200
CUSTOMER
Murrysville, PA 15668
RS229417
Creating real value in property & places. Your #1
Property Advisor. Making Your Dreams, A Reality!
Tami Meinhardt Cell 412-613-4415
[email protected]
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MURRYSVILLE ❘
SUMMER 2018
23