IN Murrysville Summer 2018 | Page 24

p” of er “stam r h g n i t t u P e o n the sal Success o f your home. e o purchas · 23 Years Experience in Real Estate Sales · Multi Million Dollar Producer Pamela Stamper Realtor ® 724-327-0123 Office 412-496-4988 Cellular [email protected] Pamela.stamper.cbintouch.com Now is the time! I know how easy it is to feel attached to your home. But moving on may be life-changing. The market is hot right now! • Average home prices are on the rise • • Housing inventory is at a premium (not enough houses available) • • Mortgage rates are still great • All of which adds up to the perfect market to sell your home! It’s good to ask about selling! What First-Time Homebuyers Should Know Last year was a great year for new homebuyers. According to the National Association of Realtors, about 35 percent of the homebuying market was made up of first-time buyers. Yet, each year is not created equally in the mortgage industry and real estate market. Changes happen frequently and it is often hard to keep up. If you’re looking to break into real estate for the first time, here are some insights into how to navigate the market. SAVING. Roxanne Mirabile (O): 724-327-0444 x243 (C): 412-491-7631 [email protected] ©2018 BHH Affiliates, LLC. An independently owned and operated franchise of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not a solicitation. 22 724.942.0940 TO ADVERTISE ❘ icmags.com Step number one for a first-time homebuyer should always be saving. Take a look at your current finances. It’s recommended that your mortgage payment not exceed 30 percent of your gross monthly income. See where you can cut back spending to put away a little extra out of your paycheck every month for your new home. Not only can this cash go toward a down payment, but most likely you’ll need furniture, appliances, and decorations to furnish your new home. Don’t just calculate the amount of money needed for a down payment. Keep in mind the unforeseen expenses such as home repairs, agent fees and closing costs. You can never save too much!