SPECIAL SECTION:
PERSONAL FINANCE
TAKE CONTROL OF YOUR
W
FINANCES
orking toward financial goals is high on many of our
priority lists, but it’s often thought that achieving
financial success is out of reach. According to Bankrate.
com, 1 in 4 Americans have more credit card debt than savings,
down 6% from 2015. Saving doesn’t always come easy, but with a
little planning, determination, and self-control, you can get out of
the red.
Creating a budget is the first step in building up your savings and
paying down your debts. Whether you are saving for the short term
(a new pair of shoes), the long term (college tuition) or for a larger
purchase (a house), seeing where your money goes will help put
saving into perspective.
A simple guideline for budgeting is the 50/20/30 Rule. A triedand-true breakdown of monthly expenses, the 50/20/30 rule helps
A simple guideline for budgeting
is the 50/20/30 Rule.
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