Huffington Magazine Issue 58 | Page 46

THE NEW GOLD RUSH Many parts of Phoenix have in recent years been besieged by foreclosure and abandonment, and the Gilbertsons seem like prime candidates to join in the revival. They want to capitalize on historically low interest rates, and prices that they perceive to be a bargain. But in the year since the couple first started their search for a home, they have found mostly bewilderment and exasperation, along with an unwanted lesson about the odd workings of a suddenly hot American housing market: Despite the headlines suggesting that housing is returning to normal, the Gilbertsons have discovered that homes are scarce, competition is fierce and much of the buying is dominated by funds financed by Wall Street and other out-of-town investors. “It’s been incredibly frustrating,” said Megan Gilbertson, 27. “We feel like we can’t fairly compete.” In the course of their yearlong search, the Gilbertsons have cycled through three different realtors while losing four bids. In three other situations in which they intended to bid, the home sold almost immediately, before they could even make an offer. All the while, prices have HUFFINGTON 07.21.13 The Gilbertsons have discovered that homes are scarce, competition is fierce and much of the buying is dominated by funds financed by Wall Street and other out-of-town investors. soared in the region, climbing about 30 percent over the past year to an average of $175,000, according to a report from Arizona State University. More than onequarter of those properties, or 27 percent, were purchased by investors, the report says. The Gilbertsons’ pursuit of a home is emblematic of the struggles of millions of ordinary buyers to exploit the opportunities delivered by an otherwise disastrous national housing bust. After exploding into the stratosphere, home prices have returned to affordable levels. Yet as local families try to take advantage of the newly created bargains, they frequently find themselves outbid by deep-pocketed investors who are buying up many of the good values on the market. These investment firms are ac-