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COURTESY OF MEGAN AND DANNY
GILBERTSON
By the values that have long
governed American housing,
Megan and Danny Gilbertson
are precisely the sorts of
people who are supposed to
now be buying a home.
They have good credit, steady jobs and decades worth of
earning potential ahead of them, but not a lot of money for
a down payment. Recently married, they are eager to leave
a cramped apartment for a home of their own in a revitalized neighborhood here, a few miles from downtown and
recently populated with coffee shops, hip restaurants and
young parents pushing strollers.