Are you spending too much on ink ?
with Jeff Harper Cartridge World Castle Hill
Many of my customers are basically in a groove with their printer . They feel it works well , does everything they want and cannot see a need to do a dreaded change of printer .
I can understand that , the thought of changing printers is quite daunting . However , I want you to consider
the cost of running the printer you currently have .
Older style printers use ink cartridges that have a very small capacity that cost a lot , especially HP printers .
For example , a common older HP printer uses the # 67 cartridges . To print 500 pages in black you will spend $ 81.67 in ink , to print 500 pages in black and colour you will spend $ 181.92 .
If you compare that to the current Canon offerings , you will pay only $ 18.25 for black and only $ 88.25 for black and colour !
So , as you can see there is a considerable saving to be had if you swap your old , expensive printer . Further , newer versions of Windows will not support older printers , leaving you in the lurch !
Money is getting harder to find , as they say , it does not grow on trees . Why waste so much money , when there is an excellent solution just waiting for you to take the plunge and change !
Jeff Harper from Cartridge World Castle Hill is your printer expert . He is always happy to help , and guide you , so give him a call on 9659 5366 . Drop into the store at a Unit 7 # 5 Hudson Avenue , Castle Hill or visit www . cartridgeworld . com . au for more information .
The ONLY specialised Retail Outlet for Printers , Inks , Toners & Paper in the region .
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Castle Hill
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YOUR Printer Expert 33 Years Experience
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9659-5366 castlehill @ cartridgeworldnsw . com . au www . cartridgeworld . com . au
LAW & ORDER
Total and permanent disablement
with Anthony McDonnell of McDonnell Schroder
You may have heard the phrase “ total and permanent disablement ” ( TPD ) in relation to your superannuation . The TPD amount appears on your superannuation statement .
TPD is a form of life insurance which pays specific lump sums to a policy holder in the event the life insured suffers a total and permanent disability . There are other types of cover , for example : a ) life cover which pays a lump sum on the death of an insured life b ) trauma or illness – which pays a lump sum benefit in the event the life insured develops a terminal illness or seriously disabling condition c ) disability income or income protection which pays a monthly benefit usually either 75 per cent of the life insured ’ s usual income or
some lesser agreed amount if the life insured becomes totally disabled for employment .
In a superannuation fund , the fund takes out group insurance for its members . The insurance is taken out according to the individual funds trust deed . The trustee of the fund is the legal owner of the group life policy for its members .
The trustee of the fund therefore stands between the member and the insurer .
To qualify for a TPD lump sum the trustee and / or insurer must form the opinion that the member has become incapacitated for work by reference to criteria set out in the TPD definition in the policy directed to the member ’ s “ education , training and experience ” ( ETE ).
All members should regularly check their statements from their super fund to ascertain whether a member has such insurance coverage . For example , a member whether injured or through illness may be entitled to claim lump sum payments .
Contact with your solicitor is highly recommended so you understand your rights .
We offer your first consultation free in relation to TPD claims . Contact McDonnell Schroder on 9622 1155 .
This article is written in a general non-specific manner . Always contact your solicitor for specific legal advice .
50 YEARS IN LEGAL BUSINESS
COMPENSATION LAW NO WIN , NO FEE ( conditions apply )
• Have you been njured at work ? WIRO funding available
• Car accident compensation
• Negligence claims
• Insurance disputes
• Motor vehicle claims
• Workplace or job related claims
• Medical litigation
• Negligent legal advice
• Defective product claims
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• Superannuation claims and disputes
• All compensation
• Life Insurance & disability insurance claims
• Shopping centre or public place falls
CONVEYANCING
• Buying and selling homes
• Mortgage explanation
• First Home Buyer ’ s grants
• Stamp Duty exemptions
• Leases including commercial , retail and residential
BUILDING LAW
Anthony McDonnell has extensive experience in building and town planning . Please contact us to make an initial consultation with Anthony to discuss your matter in detail .
WILLS
• Drafting a will
• Contested wills
FIRST CONSULTATION FREE www . mcdonnellschroder . com . au
Shop 3 , 103 Railway Terrace Schofields OR our Blacktown office - 121 Main Street , Blacktown T : ( 02 ) 9622 1155 E : admin @ mcdonnellschroder . com . au
THE HILLS INDEPENDENT theindependentmagazine . com . au ISSUE 83 // MAY 2022 17