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February 2015 | Read this issue and more at www.healthandwellnessmagazine.net |
Budget Friendly:
Five Ways to Save in 2015
By Annette Racond, Staff Writer
People often say that “Everything’s
going up, except my salary.” If you
find yourself in this predicament, it’s
important to figure ways to alter your
budget in even small ways. Little savings add up, so check out these Five
Ways to Save in 2015.
1. Win-Win: Those fancy bottles
containing exotic-sounding juices
might sound appealing, but you’re
probably better off with plain ole
water for several reasons. Not only is
water less expensive, but it’s healthier.
If you read labels, you’ll find that
many of these “good for you” juices
(per the manufacturers) are loaded
with sugar. You can add lemon or
lime wedges – or even cucumbers or
mint leaves – to your water and you’ll
feel like you’re at a day spa. When
you’re dining out, ask your server to
add a lemon or lime wedge to your
water – and skip the soda. Before you
2 HAMBURG JOURNAL
know it, drinking water
will become a habit – an
economical one.
2. Sleep On It: If you
stumble across dazzling
technology from laptops to
TVs or a designer sweater
that’s oh-so tempting,
sleep on it. If you still feel
like it’s a must after a good night’s
sleep, you can always trek back to the
store or log onto the Internet to make
your purchases. In the meantime, you
can engage in some price-comparison
shopping. If you ultimately can’t resist
making the purchase, I bet the store
will still be happy to accept your
money. Better yet, you may even be
able to negotiate a discount or the
store may be having an upcoming
sale.
3. Keep on Tracking: Keep track
of small purchases such as Starbucks,
WWW.HAMBURGJOURNAL.COM
fast food, and other impulse buys.
You might be surprised to find out
how much these little items add up
on a weekly basis. If you’re aware of
what’s leaving your wallet, you may
be more discerning when making
such purchases. Start by foregoing
one item a day. For example, make
your own coffee and buy a travel mug
so you won’t feel deprived every time
you pass that tempting green and
white Starbucks logo.
4. Join the Club: Look online for
sales and other ways to save. Many
restaurantsJand drugOstores offer
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rewards programs or frequent
purchase cards. In such
instances, you may get a free
item or save money on future
purchases after accumulating a designated number of
points or spend a certain
amount of money. You can
even attach many of these
reward cards to your keychain
for easy access and so you
don’t forget to use them.
5. Read All about It:
Although libraries aren’t
as popular as they used to
be since almost everyone
appears to be glued to technology, it’s still a great place
to rent DVDs and catch up
on the latest bestsellers – for
free. What’s more, many
libraries now offer classes,
computer access, and other
perks. So, support your local library.
You might even learn something in
the process!
About the Author
Annette Racond is a Certified Health
Coach who has had her work published
in The New York Times, Chicago
Sun-Times, The Miami Herald, and
Newsday, along with other major publications and websites.
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