HCBA Lawyer Magazine No. 31, Issue 1 | Page 51

propoSedCHangeStoprivateplaCeMenteXeMptionSwouldinCreaSeinveStoraCCeSS Securities law Section Continuedfrompage48 certain professional certifications, designations or credentials from an accredited educational institution that the SEC has designated, or (2) is a “knowledgeable employee” of a private fund with respect to investment in that fund. 1 Additionally, the proposal permits spousal equivalents to pool their finances to qualify as “accredited investors.” Amendments to the Financial information provided to non-Accredited investors in Private Placements Although Rule 506(b) of Regulation D currently permits up to 35 non-accredited investors, the financial statement requirements are overly burdensome to issuers, which often results in zero nonaccredited investors being able to participate. In response, the SEC has proposed changing the financial information that must be provided to non-accredited investors in Rule 506(b) private placements to align with the financial information that issuers must provide to investors in Regulation A offerings. 2 Specifically, for Regulation D offerings of up to $20 million in securities, issuers would no longer be required to provide audited financial statements and would instead be required to comply with the requirements which apply to Tier 1 Regulation A offerings. For Regulation D offerings of greater than $20 million in securities, issuers would be required to provide audited financial statements and comply with requirements similar to Tier 2 Regulation A offerings. Taken together, these revisions would permit additional persons to qualify as “accredited investors” and facilitate access to additional private placements offerings for non-accredited investors. n 1 See Amending the “Accredited Investor” Definition, Release Nos. 33-10734, 34-87784 (Dec. 18, 2019), available at https://www.sec.gov/rules/proposed/ 2019/33-10734.pdf. 2 See Facilitating Capital Formation and Expanding Investment Opportunities by Improving Access to Capital in Private Markets, Release Nos. 33-10763; 34-88321 March 4, 2020), available at https://www.sec.gov/rules/proposed/ 2020/33-10763.pdf. Author’s Note: On August 26, 2020, subsequent to the submission of the above article, the SEC adopted final rules regarding the amendments to the definition of an accredited investor which will become effective 60 days after publication in the Federal Register. See Amending the “Accredited Investor” Definition, Release Nos. 33- 10824; 34-89669 (Aug. 26, 2020) available at https://www. sec.gov/rules/ final/2020/ 33-10824.pdf. Authors: Richard Bruner & Cody Bilgrien – Trenam Law S E P T - O C T 2 0 2 0 | H C B A L A W Y E R 4 9