The evidence is clear that credit scores force us into a caste system, but some disagree. Credit scores are fair in the way they are calculated and to the overall well-being of the people. According to freescore.com your credit scores is 35% payment history, 30% amounts already owned, 10% new credit, 15% the length of credit history, and the last 10% are the types of credit used. If I loaned someone a dollar a day for a week and they didn’t pay me back, then next week I won`t loan them a dollar. Now I know their credit history and amounts already. That’s the way banks think. Credit scores are in the user’s power, because they deal with if you
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