Global Risk Outlook 2018 Volume 1 | Page 7

THE PURPLE ELEPHANT IN THE ROOM Regardless of mainstream reservations, rampant speculation, and near-certain odds of a bust, Bitcoin is here to stay. Cryptocurrencies are capable of changing how we identify, manage and mitigate political risks across borders. Konrad Petraitis brings us a case study in the risks and promise of cryptocurrencies - Venezuela. Regular descent into what is Bitcoin holders are doubling and easier one instead, usually only retrospectively described tripling their initial investment in without noticing the substitution. as insanity has been a feature weeks. Our tendency to believe For instance, “should I invest in good times will last forever is Bitcoin?” (which entails frequently magnified by understanding blockchain and confirmation biases - the impulse price discovery momentum) is to collect only the data that replaced by “do I like Bitcoin?” (an confirms one’s existing appealingly anti-establishment beliefs. Which explains why Bitcoin product that everyone is making holders are swayed by Saxo Bank’s money on). of capitalism for centuries. Speculative euphoria is not new. In any boom or bust cycle, there is always a period of exceptionalism. In other words, there is always a timely excuse why a product is different and 2018 forecast predicting Bitcoin will why it can’t be like anything else. hit US$60,000, instead of listening Today, Bitcoin is that product. to warnings from a Wall Street The hype surrounding initial unprecedented – and incredibly complicated. We speculate on assets like bitcoin, however, because it’s part of our human long as people believe that there is something magical or new CEO. about the valuation of coin offerings, mining, blockchains and crypto assets is This period can continue for as The habit is compounded by what cryptocurrencies. There's no Nobel laurate Daniel Kahneman, guarantee Bitcoin won’t reach describes as intuitive heuristic. US$1 million, just as there's no When faced with a difficult guarantee the bubble won't burst question, we often answer an  tomorrow. But even if it bursts – and it most likely will – it's very nature. unlikely to go away. The Dutch tulip mania in 1673, did not do away with the flower. The dot-com bubble in 2001 did not eliminate the internet. The one exception, however, might be Beanie Babies – the 1990’s craze that saw one purple stuffed elephant sold for US$3,000. 6