Global Custodian Spring 2018 | Page 61

[ G C Richard Schwartz: Looking at the next three years, given the fast pace of change, what are you preparing for in your own business- es that you think is going to happen, both in terms of foreign investment and domestic institutional investment. Sachin Samant: India has had an excellent run of macro results for the last three years with low oil prices and therefore low current account, low fiscal deficit and low inflation. We offered a positive real rate of interest for a reasonably long period of time “I think we all agree that in 1992 when SEBI came in, that was a trigger point. It’s almost like BC and AD.” ATUL BADKAR, EDELWEISS and foreign investors can come in without too much difficulty. Add to that a fast growing economy and abundant inflows of liquidity, the results are there to see. Demonetisation has also led to a formalisation of savings and a lot of money has flowed from land and gold into financial products. Local mutual funds have grown in the 30% range year- on-year. For such a large industry such growth year-on-year for two consecu- tive years is substantial. Although oil prices are a bit of a worry in the short term, we see promising figures in automobiles and cement among other segments. Indian corporate earnings will start looking up and therefore investment will still keep coming in. I think on the foreign investor side, the liquidity position will probably taper to some extent, but India will remain a relatively attractive investment destination. So from the perspective of both FPIs and domestic money, we as custodians need to be prepared for ever larger volumes. O N T H E G R O U N D | I N D I A ] there is place for new entrants in this market. Richard Schwartz: Okay, so consolidation is not for today, but eventually, as Viraj says, it will come. From what you’ve heard so far and what you hear from international investors looking get into India, is there anything else that you are expecting or looking for SEBI and the regulators to do to facilitate FPI investment? Viraj Kulkani: One set of custodians who have been wanting to come to the market and have not been able to make it because of the regulations are the global custodians who are not directly involved here with a physical presence. Richard Schwartz: What are they waiting for? Viraj Kulkani: What they are expecting is a regulation to be passed by the Central Bank which enables differentiated banks to come in. Otherwise you end up needing a banking license to offer all of the products other than what these specialist provid- ers do. This is already under consideration. The second thing that will really make a difference is interop- erability between the clearing corporations. Once that comes it will make a visible difference. We need to create more visibility about the things which are happening out there. Hans Prakash: We have been able to adapt accordingly to ensure that we are able to cater to the various classes of custome