For the Many Group Magazine. | Page 27

bonds, commodities, currencies etc and they are based on the derivative’s initial interest rate. The Bank of International Settlement accepts that there are at least one quadrillion dollars’ worth of derivatives world-wide – 1,000 trillion dollars! Three years’ ago the Italian Central Bank let it slip that at least a third of derivatives were worthless and that many more were worth 5-20 cents on the dollar. If we just accept that one third are worth zero, that’s 333 trillion dollars of debt! The world GDP is only around 60 trillion dollars. In other words, looking at derivatives alone, the debt held by banks and hedge funds etc is at least five times the world’s GDP. When the derivative bubble bursts we face financial Armageddon. weapons of mass destruction Credit Default Swaps are supposed to act as insurance policies for derivatives but there are nowhere near enough of them. They were devised by J P Morgan’s Blythe Masters in 1994 and were called “weapons of mass destruction” by Warren Buffet. In the event of a default on a derivative, the buyer of the CDS should receive face value of the loan and, in return, the seller of the CDS takes possession of the defaulted loan. In normal insurance only the owner of an asset is permitted to insure it but in the CDS market, several entities can buy the same CDS. The insurance indus