Focus SWW Autumn 2019 | Page 9

This makes it clear to your attorneys where the authority starts and ends. Alternatively, you could one LPA and say nothing. Providing the LPA doesn’t contain any instructions that restrict the attorney’s power to only personal finances then they will be able to deal with the donor’s personal and business affairs. Who should act as an attorney in your LPA? You may think that you can rely on friends or family but the truth is that they may not have the authority to do so. Business partners do not automatically have this right unless the agreement says otherwise. A family member or friend may not have the expertise knowledge to continue making business decisions, so you can either appoint a professional (which will have an associated fee) or even your business partner if you feel this is the right decision. Effectively, it needs to be someone you trust, understands your business and shares the same or similar business goals. It is important that the LPA is registered while the donor still has the mental capacity to do so. What happens if no LPA has been put in place for your business? Quite simply, if you own a business, lose capacity and there is no LPA in place, it is likely the bank will freeze the business accounts which could be disastrous for your business. It also means the only way forward would be for someone on your behalf to make an application to the Court of Protection and apply for a Deputyship Order. This can take up to 6 months and can be very expensive. This then has the snowball impact of no-one being able to make crucial business decisions during this time frame – how will staff be paid, stock purchased? Capacity can be lost at any time and could be due to either an accident, a stroke or a deteriorating condition so please don’t wait until it’s too late or your business could be severely disrupted. If you would like to find out more information regarding making a Lasting Power of Attorney for your business, please contact one of our members. Remember: All members will provide up-to-date advice in line with current legislation. All members must adhere to our strict Code of Practice. All members must complete compulsory annual CPD. All members must carry at least £2m of Professional Indemnity Insurance. If you ever have doubts about a Society member or would like some more information about the work the Society does, please give us a call on 01522 687888 or email us at [email protected] the society of will writers 7