F_E3_CAM_ISSUE 8_magazine | Page 42

PREPARING MENTALLY FOR DISASTER
Talk about funeral plans .
This is one of the hardest conversations for any family . However , it can provide peace of mind if everyone understands individual family members ’ wishes . If it ’ s right for you , consider setting aside savings for funeral expenses and having a will written . If this is something you ’ d like to learn more about , contact us . Members of Team Rubicon can actually help you create a will .
Account for individual family members and their unique needs .
Ask yourself and your family to consider how a loved one ’ s special care needs or challenges could be managed in an emergency . For example , if you have to evacuate , will you need to bring any medications or medical devices ? Special preparations for unique situations are important to consider when creating a plan .
Know the types of disasters that can and already have impacted your local area .
One of the reasons to ask this question relates to the type of insurance coverage you ’ d want to consider getting . Learning about the environment where you live can help you make better decisions .
Do you have the proper insurance ?
Your insurance should cover the types of potential hazards that could impact your home , which will depend on where you live . It ’ s rather dry to read through , but always try to read the fine print and ensure you ’ re fully covered . The last thing you want to be thinking about as disaster approaches is whether you ’ ll be covered .
We ’ re knocking on wood that your disaster preparedness never gets put to the test … but being prepared doesn ’ t stop here .
Learn about how to prepare for floods , severe wind events ( tornadoes , tropical storms , hurricanes ), earthquakes , and other disasters on our blog here . Bookmark this page and help us spread the habit of preparedness by sharing these tips across your social channels .
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