Ditchmen • NUCA of Florida Ditchmen - June 2020 | Page 15

Understand Your Coverage and
Consider Flood Insurance
■ Consumers should talk with their
insurer or insurance agent about their
coverage now.
■ Flood damages are not typically
covered in a homeowners’ insurance
policy. Flood coverage may be
purchased separately or as an
endorsement to their current policy.
■ OIR provides a list of insurance
carriers writing private flood
insurance coverage here.
Add Insurance Documents to Your
Disaster Kit
■ Gather important documents such as
insurance policies and identification
cards and keep them in a secure
location. Consumers should store
insurance contacts in case they need
to quickly reach them later.
For additional information throughout
the hurricane season, visit OIR’s
Hurricane Season Resources webpage
here. Consumers can also visit the
Florida Department of Financial
Services (DFS), Division of Consumer
Services’ website for consumer guides
and resources or call the DFS tollfree
Insurance Consumer Helpline at
1-877-MY-FL-CFO (1-877-693-5236).
About the OIR
The Florida Office of Insurance
Regulation (OIR) has primary
responsibility for regulation,
compliance, and enforcement of
statutes related to the business of
insurance and the monitoring of
industry markets. For more information
about OIR, please visit our website or
follow us on Twitter @FLOIR_comm.
JUNE 2020 • DITCHMEN 13