Ditchmen • NUCA of Florida Ditchmen - June 2020 | Page 14

Hurricane Season is Here: Review
Your Insurance Coverage Now
Florida Office
of Insurance
Regulation
(OIR)
TALLAHASSEE, Fla. – With
the official start of the Atlantic
Hurricane Season, the Florida
Office of Insurance Regulation
(OIR) is reminding Floridians to
review their insurance policies and
coverage now.
“I urge all Floridians to review
their insurance policy now and be
prepared this hurricane season. It’s
also important to know that most
homeowners’ insurance policies
do not include flood coverage.
Consumers should reach out now
to their agent or insurer to make
sure they have the coverage
they need,” said Insurance
Commissioner David Altmaier.
“My office has been actively
planning for the 2020 Hurricane
Season. As we consider social
distancing and other important
safety measures in response to
COVID-19, we are encouraging
insurers to identify new ways of
doing business, such as deploying
virtual claims handling, to protect
consumers. It will always be my
expectation that insurers clearly
communicate with policyholders
and provide prompt, efficient, and
fair claims adjustment service.”
OIR provides the following
consumer tips to ensure Floridians
are prepared this hurricane
season:
Create a Home Inventory
A home inventory is a list of
significant items within the room,
broken down by room, with an
estimate of the item’s current
value, including photos and proof
of ownership. These types of
inventories can make it easier for
consumers to file an accurate,
detailed insurance claim in case
a home is damaged. Once the
home inventory is completed,
consumers should check with
their insurer or agent to determine
if they need additional coverage.
Click here for several options to
assist consumers in completing a
home inventory.
12 DITCHMEN • JUNE 2020