Disaster Safety Review 2013 Vol. 2 | Page 10

IBHS Business Continuity Planning Tool Aids Community Resilience As part of its commitment to building greater community resilience in the face of catastrophes, IBHS has launched a new version of its original Open for Business® program called OFB-EZ™ (Open for Business-EZ). This free business continuity toolkit is a web-based program, which gives small business owners the convenience of developing and storing their continuity plans in a secure, third-party location. “We believe small business owners will find the new OFB-EZ online toolkit easy to use, administer and implement. With OFB-EZ, small businesses can follow the same disaster planning and recovery processes used by larger companies – but without a large company budget,” said Gail Moraton, IBHS’ business resiliency manager. “Users create a free, password-protected account and develop their plans using the toolkit at their convenience. The program saves all of the user’s information for easy access at any time and from any location,” explained Moraton. 10 Disaster Safety Review | 2013 Small businesses are a critical part of the American economy. More than 50 percent of the working population (120 million individuals)  is employed in a small business, according to the U.S. Census Bureau. Small businesses are essential to the communities they serve, and play a strong role in helping them recover after a disaster. When local businesses reopen more quickly after a disaster, it ensures that those jobs are available for employees to return to, the goods and services provided by the business are available to the community, and the local tax base is preserved. Research shows that one in four small businesses forced to close due to a disaster or more than 24 hours do not reopen. This challenge was spotlighted by Hurricane Sandy last year. The storm negatively impacted between 60,000 and 100,000 small businesses, according to the U.S. Chamber Foundation’s Busine