FROM start to close
There are many important steps before you get to the closing table , and you can count on your Beacham agent to guide you smoothly through the entire process . It is important to review the home buying steps so you are prepared when the time comes to make an offer on a home .
PHASE 1
• Make the decision to purchase a new home !
• Select your Beacham agent and discuss home search criteria ( price , schools , drive time , price range ).
PHASE 2
• Tour homes that meet your criteria .
• Your Beacham agent will share comparable homes in the area to help determine an offer price .
• Make an offer on the selected home .
PHASE 3
• Make an offer .
• Negotiate & accept contract .
• Mortgage application ( credit & appraisal ).
• Contingencies ( home inspection , finance , other ).
• Mortgage approved and contingencies removed .
PHASE 4
• Apply for homeowners insurance .
• Confirm closing date and contact utility companies .
• Pre-closing walk-through .
• Closing day !