THE HOME buying process
NO . 1 FINANCING
Pre-qualify with a mortgage lender and get a pre-qualification letter .
In order to get pre-qualified for a loan you need to speak to a lender . A loan officer will check your credit and verify your income and assets with your W2 ’ s , tax returns , bank statements and paycheck statements .
Having this letter will put your offer in a stronger position when presented to a seller .
NO . 2 FINDING YOUR HOME
Finding a home can be overwhelming , our Beacham agent will simplify the process , and the stress by walking you through a process of elimination .
Starting with 1000 ’ s of homes , and by applying a series of criteria ( price , schools , drive times and amenities ), you will be able to eliminate the homes that do not fit your needs .
This is called the funnel process . It allows you to be in control of all the decisions and ensures you do not miss out on a home that would be a perfect fit .
All Homes , MLS Listings , New Construction , FSBO
Homes in Chosen Area
Homes in Price Range
Property Visits Online and in Person
Homes 85 % of Criteria
Final Homes - Market Analysis