DIG Insurance & Business Magazine Spring 2019 | Page 27

PERSONAL ASSETS
Meet The Team
REMEMBER YOUR UMBRELLA
A crucial tool we provide to clients who
are aligning personal and business assets
is additional personal liability coverage—
also known as umbrella insurance. This
extra layer of security sits on top of your
personal liability policies—i.e., home,
auto, boat, RV, etc.—and kicks in to
protect your personal assets when your
standard liability coverage is exhausted.
Deeley Insurance Group's Private Client team can align your business and
personal assets by addressing coverage gaps and providing you access to
greater limits of coverage. We are specially equipped to help protect the assets
of our most accomplished clients.
If you are subject to a high-risk activity
or engage in a hobby that increases your
odds of getting sued—such as having a
teenage driver, owning a swimming pool,
or entertaining frequently—it is wise
to supplement your insurance with a
personal umbrella liability policy.
Need help ensuring you have the proper
coverage in line? Let’s talk. +
KERRY RUNKLES
PRIVATE CLIENT ADVISOR
GENNA MURPHY
PRIVATE CLIENT ADVISOR
DIANE FREDERICK
PRIVATE CLIENT SPECIALIST
Did you know?
A personal umbrella policy does more than just extend
your home and auto insurance liability limits. It can:
Considering a lawsuit is filed i  n
our country every two seconds, an
umbrella policy is not just for people
with assets. Having proper coverage
can protect your future income by
guarding against a wage garnishment.
Provide worldwide coverage
Provide coverage for unintentional
damage c  reated through a social 
media post
Protect you from others having too little
of their own coverage
You've insured your car and your home. If the unexpected should occur, be sure you are protected.
Disclaimer: Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify
the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are
controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.