CONTENTS
Volume 1, No. 4 | Winter 2015
ARTICLES
President’s Report...............................................................
4
Legislative Report................................................................
8
Senate Bill 308...................................................................... 10
Debt Collectors Should Not Get a Free Pass in Bankruptcy... 12
Lawyers Representing Consumers with Mortgage Loans 16
Chapter 13 Debtors Need Not Pay Late-Filed Mortgage
Arrearage Claims................................................................ 20
Writing Briefs Judges Want to Read.................................. 25
Actions Speak Louder Thank Words in the Office............ 28
Demystifying the Discharde of Tax Debts......................... 30
The NACBA 26th Annual Convention Visits the Mile High
City in 2018........................................................................... 32
Using Federal Consumer Statutes to Help Your Bankruptcy
Client.................................................................................... 34
Advances in Graphic Design............................................. 36
JPMorgan’s Unfortunate Loss of $1.5 Billion...................... 38
Mortgage Servicing Abuses: Max’s Nifty Fifty................... 40
Student Loans in Bankruptcy.............................................. 44
NACBA Announcements.................................................... 46
7 Things Your Credit Counseling and Debtor Education
Agency Wants you to Know............................................... 50
Approval of Revised Bankruptcy Forms Expected.......... 52
2015 Bankruptcy Conversion Forms................................... 56
CIN Group Form Modernization Overview....................... 62
NACBA Membership Application...................................... 122
National Association of Consumer Bankruptcy Attorneys
Winter 2015
CONSUMER BANKRUPTCY JOURNAL
3