ConnectingU, Spring 2015 | Page 3

Open your account today! UCU is here for your small business! As springtime is upon us, it is a great time of year to consider business opportunities! UCU is here to assist with these endeavors with a full range of deposit and lending products with additional enhancements for payroll and credit card processing. UCU’s full range of business deposit products can be easily managed online for greater ease and accessibility. UCU has great options for business loan needs with commercial real estate loans, business lines of credit and business term loans. These options can be structured and competitively priced to custom fit your needs for now, and also prepare your business for growth. Jay Fortier, AVP of Member Business Services, NMLS 443037 [email protected] | 207.889.9922 *Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by University Credit Union as ATM or PINbased transactions and purchases made with non-University Credit Union issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s): Kasasa Cash: (1) Balances up to $10,000 receive APY* of 3.01%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 3.01% to 0.50% APY depending on the account’s balance. ATM Fee Reimbursements: You will receive reimbursements up to $25 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individ ual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met ATM fees are not refunded and all balances in your Kasasa Cash account earn 0.05% APY*. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of Statement Cycle. APY = Annual Percentage Yield. APYs accurate as of 12/01/2014. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, logons and other requirements apply. No minimum deposit is required to open the account. Monthly ACH credit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Contact a University Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.