Connect Spring 2017 | Page 13

Moving forward, MAXX Properties will look to Sterling for help with introductions for venture partnership developments. John Colardi, CFO, says that as the firm continues to grow, Ster- ling has been flexible and quick to react. In fact, MAXX Properties’ relation- ship manager at Sterling was integral in the development of a new property by initiating an introduction for an oppor- tunity. Fast-forward a year, and MAXX Properties, in conjunction with that new business, is building a 21-unit property. “I can tell you, none of that would have happened if it hadn’t been for [our rela- tionship manager] and his team thinking we should meet and have further discus- sions. He knew from both sides there was mutual interest in joining forces. It was a really nice union and you don’t see that with other banks like we have with Sterling,” Wiener says. With Sterling on their side, the management team at MAXX Properties plans to steer toward protecting core values while continuing to improve on business processes. Improving within the company first, Wiener says, ensures that the company continues to deliver an experience that propels them to profit. Have an eye on expanding your business? Need help in automating key processes? Let Sterling help resource your plans. Call your relationship manager at 855.274.2800 today. TO RENT OR TO BUY In high-cost property areas like New York, renting is often preferred over buying. Though home ownership still remains part of the American dream, there are many reasons why, in some instances, renting can make more sense. Reasons to Rent Reasons to Buy Î Î TAXES. The cost of property taxes Î Î EQUITY. Some people feel that once a home is bought is an extra cost incurred in the bottom line— and they happen annually. Î Î MAINTENANCE. When you own your home, all repairs for broken appli- ances or poor plumbing fall to you, the owner. As a renter, all repair costs tend to fall to the responsibility of the owner/property manager. Î Î FLEXIBILITY. Renting provides tenants the flexibility to move without incurring large financial penalties or having to worry about selling or renting the property after they’re gone. It also offers the opportunity to downsize or upgrade, depending on life changes and need. paying large sums of money in rent every month is a waste of resources when they could be putting the same amount toward owning a piece of property. Î Î VALUE. Purchasing a home when property values are down, but in an area of expected growth and popularity, offers you the opportu- nity to capitalize on market gains and value increases, should you someday decide to sell. Î Î LONG-TERM SAVINGS. When you consider that rent tends to go up every year in most properties, buying a home at a fixed mort- gage rate saves you money in the long run. RANKED BY FORBES’ 2017 “AMERICA’S 100 BEST BANKS” // CONNECT STRATEGY SPRING 2017 // SNB.COM | 13