Connect Fall 2019 | Page 3

Content T H E I N N O VAT I O N I S S U E I NNOVATION is one of the most talked-about topics in business, and for good reason. Many businesses begin with the spark of Jack L. Kopnisky innovation— President & CEO such as when Sterling National Bank a company’s founders build their business around a revolu- tionary new product or service that shakes up a stagnant industry. While an innovative idea makes a wonderful foundation for a new business, the temptation can be strong to rest on the laurels of success. In 2001, Steve Jobs wrote, “Innovation distinguishes between a leader and a follower.” It takes more than one great innovation to remain an industry leader—it takes a commitment to constant innovation. In this issue of Connect, you’ll learn how to recognize great ideas from your team (page 12), how to recognize when it’s time to release your new product (page 4), and how to align your company’s culture to innovate (page 10). You’ll also read about several ways Sterling can help you innovate the way you do business, saving you money and positioning you for success. Sincerely, 12 EMPLOYEES AND BIG IDEAS Learn How to Leverage Your Team for Innovation 4 DIGITAL BANKING Why You Should Expect More from Your Online Banking Experience 6 COLLEGE FUND Learn How to Build Your Child’s College Nest Egg… No Matter Their Age 5 BETTER COLLABORATION Three Questions to Ask for Optimized Cross-Functional Collaboration 10 CREATING CULTURE Read Our Five Ways to Foster a Culture of Innovation in Your Company Creative Director Victoria R. Carlson Designers Brittany Lawson, Lauren Surmann Managing Editor Michelle Bangson Contributing Writers Rich Bailey, Katie Clem, Phil Simons, Anne Songy, Laura Jane Walker Photographer Nicholas Gagliano PRODUCED BY LIFT1428 FOR STERLING NATIONAL BANK 11 COMMERCIAL CARDS Using Your Corporate Credit Cards to Track Employee Expenses 15 CUSTOMER SERVICE Here’s How to Improve Customer Service in the Age of Automation RANKED ONE OF FORBES' BEST BANKS OF 2019 // CONNECT INNOVATION FALL 2019 // SNB.COM 3