Confero Summer 2015: Issue 11 | Page 20

RETIREMENT NEEDS A NEW PLAN. If not now, when? With people living longer, the U.S. retirement system hangs in the balance. Something has to change. Not just a commitment to save more. But a fundamental shift from “savings” to “lifetime income planning.” Why? Because retirements are lasting longer. Retirement costs are rising. And fewer of us can rely on a pension to provide lifelong income. At Prudential, we’re combining our experience in investment and risk management to develop a new generation of retirement solutions that not only help accumulate wealth, but help create income that’s guaranteed to last a lifetime. Transforming the U.S. retirement system is no small challenge. But together, THIS IS A CHALLENGE WE CAN MEET. Learn more at BringYourChallenges.com Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company (PRIAC), Hartford, CT, a Prudential Financial company. © 2015 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide. For Plan Sponsor Use Only. 0278851-00001-00