Contributors
Gabriella A. Martinez
Editor
Gabriella is a marketing professional with over eight
years of experience. She currently holds a Bachelor of
Science in Multidisciplinary Studies with concentrations
in Marketing, Printing & Publishing, Photographic Arts
& Sciences and Psychology from Rochester Institute of
Technology. She has been a featured writer and editor
in several publications including Rochester Woman
Magazine and Pup Culture.
Gabriel Potter, AIF ®
Contributing Writer
Gabriel is a Senior Investment Research Associate of
Westminster Consulting where he designs strategic asset
allocations and conducts proprietary market research.
He earned a B.A. in Economics and a Certificate of
Business Management from the University of Rochester
and an M.B.A. with concentrations in Corporate Finance
and Computers & Information Systems from the
University of Rochester’s William E. Simon School
of Business. He also holds an Accredited Investment
Fiduciary Analyst (AIF®) designation and has been
quoted in Human Resources Executive Magazine
and his articles have been published through fi360
and AdvisorOne.
Jerry Patterson ®
Principal Financial Group
Contributing Writer
Jerry Patterson is senior vice president, Retirement and
Investor Services with the Principal Financial Group®.
He is responsible for the retail and institutional annuity
businesses, retirement income management strategy
and overall accountability for the individual investor
business of The Principal®.
Patterson joined the company in 2001 as chief
marketing officer in the Life and Health segment. He
recently completed a multi-year rotational assignment as
Chief Operating Officer of Nippon Life Benefits, based
in New York City. Before joining The Principal, he
served as senior vice president at Prudential Investments,
senior vice president of Annuities at SunAmerica and
vice president of marketing at Manulife. He also has
experience in tax accounting and tax law with BDO
Seidman and Husch & Eppenberger, respectively.
Patterson earned his bachelor’s degree from the
University of Wisconsin-Milwaukee and his law degree
from the Drake University Law School. He is a member
of both the Missouri and Kansas bars.
John C. Godsoe,Esq
Bond, Schoneck and King
Contributing Writer
John Godsoe is a member of the law firm of Bond,
Schoeneck & King, PLLC and works principally out
of the firm’s Buffalo, NY office. John is a member of
Bond’s Employee Benefits and Executive Compensation
Practice Group which is supported by 9 full-time benefits
attorneys across New York State. John is a graduate
of Wake Forest University and the State University
of New York at Buffalo School of Law. His practice
focuses on assisting employee benefit plan sponsors
and fiduciaries in all areas of employee benefits law,
including both retirement and welfare benefit plan
compliance. Recently, a large part of John’s practice
has involved helping employers with compliance and
strategic planning issues related to the Affordable
Care Act.
Steve Moser, CFP ®
Pension Consultants, Inc.
Contributing Writer
Steve Moser is a Retirement Consultant with Pension
Consultants, Inc. located in Springfield, MO. He
has over fifteen years’ industry experience advising
people on various facets of their financial lives and is
a CERTIFIED FINANCIAL PLANNER™ practitioner.
He has presented on numerous financial topics in group
and private settings, and is a very dynamic teacher. In
his role at Pension Consultants, Steve helps employers
provide the best retirement plan to their employees, while
minimizing risk. Since 1994, Pension Consultants have
been offering in-depth unconflicted advice on every
aspect of retirement plan management, and serves
companies of all sizes in variety of industries in a
the Midwest and Southern United States. For more
information, visit www.pension-consultants.com.
James Brewer
Contributing Writer
James Brewer (JB) is President of Envision 401k
Advisors. JB focuses on helping small companies
sponsoring 401(k) or 403(b) plans save time seeking
to be compliant, control costs and help owners and
employees fund retirement. Acting as a co-fiduciary,
JB and his associates help small businesses manage
their 401(k)/403(b) legal risks by1) d