Comstock's magazine 1119 - November 2019 | Page 84
HEALTH CARE
SMUD introduced its first wellness initia-
tive in 1984 with brown-bag “lunch and
learns” focused on health education and
awareness and now has a comprehensive
health assessment program that helps em-
ployees understand their health risk fac-
tors to improve their overall well-being. In
2018, at the Fitbit Captivate conference in
Chicago, SMUD was named as one of the
Healthiest 100 Workplaces in America — it
ranked No. 10 out of more than 1,000 well-
ness programs.
A number of federal and state laws and
regulations impose requirements and regu-
late the use of financial incentives in certain
types of wellness programs. The Health In-
surance Portability and Accountability Act
and the Affordable Care Act, among others,
limit incentives and require the availability
of a reasonable alternative if it is medically
inadvisable or unreasonably difficult for an
individual to achieve the standard. Current
federal rules only allow up to a 30 percent
premium differential on the lowest health
care plan offered, according to USI Insur-
ance Services president Stephen Elkins,
and require large prizes be subject to taxes.
So, if they’re secure and provide both
fun and financial benefits — for employee
and employer alike — are wellness incen-
tive programs really worth it?
“While bottom line return on invest-
ment is important, it can be difficult to
quantify and doesn’t holistically capture
the benefits of a corporate wellness pro-
gram,” says Rodriguez. “We view ROI on
employee wellness as intrinsic, which often
delivers positive financial outcomes.”
Similarly for Lowe, wellness programs
are not a “nice extra.” They’re a key invest-
ment in making sure a workforce stays
healthy and happy.
Locally
owned.
TRANSIT-ORIENTED DEVELOPMENT | FEES & PERMITTING | SENIOR LIVING FACILITIES
BUSINESS INSIGHT FOR THE CAPITAL REGION
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Locally
produced.
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“Healthy employees can experience
more confidence in their work and more
collaboration with their co-workers and
overall improved life satisfaction,” Lowe
says. “Most of us spend eight hours or
more at work, so it’s beneficial to have op-
portunities to improve our wellness at our
workplace.” n
Jessica Laskey is a freelance writer based in
Sacramento. Her work has been published in
Inside Publications, Sacramento Magazine,
Sactown magazine and The Sacramento Bee.
She’s also the founding co-publisher of Indomi-
ta Press, an independent local publishing com-
pany she runs with her husband. Find out more
at www.jessicalaskey.com.
Nationally
recognized.
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by Matthew Keys
www.ComstocksMag.com
84
comstocksmag.com | November 2019
OCTOBER ‘19 VOL. 31 | NO. 10