money
NEW | Student Loan Debt
For students in , or entering college , parents of students , and those currently with student loan debt . Discovering your repayment options when entering or in college will help you make better decisions about academic and career paths . Explore options that could save you thousands as the repayment landscape is continually changing . Learn how the decisions you make now could affect your retirement when co-signing loans , and what advice you should give your child . Instructor specializes in retirement and education planning . Class fee : $ 19 one ; $ 25 two .
w Jan 10 | 6:30-8 pm | 1 Sesssion T | Staff Dev Ctr | AL077-2C10-W1 | Struthers
NEW | The Ins and Outs of Investment Property
Real estate investing has great potential , but many possible pitfalls . This two-instructor class provides first-hand practical advice to help you with the entire process of becoming a real estate investor . Learn about financing and loan products , types of properties to consider , fix-and-flip vs . buy-and-hold , landlording concerns and more . Bring your questions . Instructors include Lorri Kaas and her husband whom own multiple rental properties , and Steve Dillner , a senior lender agent . Class fee : $ 35 .
w Mar 2 | 6:30-9 pm | 1 Sesssion Th | Oak View MS | AL077-2C14-W1 | Kaas
Understanding Estate Planning & Trusts
If you own a business ; have a cabin , condo or timeshare in another state ; have minor children ; want to avoid probate or protect assets for future generations , a trust may be a great estate planning tool for you . Several types of trusts - Revocable Living Trusts , Irrevocable Trusts and Support Trusts for children / grandchildren - will be discussed . Hear how trusts can protect assets from irresponsible family members , how to avoid probate , reduce estate taxes or protect assets from creditors . Question and answer time included . Instructor is an experienced estate planning , probate and business law attorney . Class fee : $ 29 .
w Mar 23 | 6:30-8:30 pm | 1 Sesssion Th | Staff Dev Ctr | AL077-2C03-W1 | Helseth
Understanding Medicare Overview
Learn how and when to enroll in Medicare , what is covered by the different parts of Medicare and supplement options . Discuss the “ donut hole ,” prescription drug coverage and ways to avoid Medicare fraud . Find out where to go for more help . Take home the booklet , “ Health Care Choices ,” published by the Minnesota Board on Aging . Sponsored by the Metropolitan Agency on Aging . Even though class is free , registration is required . Class fee : Free .
w Feb 16 | 6:30-8 pm | 1 Sesssion Th | Staff Dev Ctr | AL077-2C02-W1
w Mar 23 | 10-11 am | 1 Sesssion Th | Sandburg Edu Ctr | AL077-2C02-W2
Write , Publish & Sell Your E-book
The e-book phenomenon is good news for authors and publishers . E-books are easier to produce and are more profitable than print books . Authors are able to publish their work , make it visible to a worldwide audience , and attract the attention of an agent or traditional publisher . Learn about royalty rates , costs , formats , promotion , sales , and how to convert your manuscript into an e-book . Class fee : $ 35 .
w Mar 28 | 6:30-8:30 pm | 1 Sesssion T | Champlin Park HS | AL077-2F06-W1 | Smith
Write Your Will
Prepare a professional will in class on the computer and learn about estate planning . Students should be comfortable using a computer , as work will be completed in a computer lab . Some prep work required ; packet sent one week prior to class . This is a simple will class , not appropriate for those who have assets in excess of one million dollars or who need a trust . Instructor is an experienced estate planning attorney . Couples must register individually . Class fee : $ 99 .
w Feb 23 | 5:30-9:30 pm | 1 Sesssion Th | Staff Dev Ctr | AL077-2C04-W1 | Weikel
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