money
Home Buying in Today ’ s Market
Whether it is your very first home , dream home , or investment property , the home buying process can be intimidating , especially in today ’ s market . This class will walk through the ever-changing real estate market and empower you to make educated decisions when purchasing . We will discuss the myths of the market today and help you create a plan based on your goals , limitations , timeline , and the market specific to where you are looking to buy . Learn how to personalize the home buying plan that fits you best .
◗ Nov 14 | T | 6:30-9 pm 1 Session | Fee : $ 25 | Staff Dev Ctr AL-077-2C40-F1 | Olson
◗ Nov 11 | Sa | 9-10:30 am 1 Session | Fee : $ 25 | Northdale MS AL-077-2C40-F2 | Olson
How Tax Planning Changes Through Four Stages of Retirement
In retirement , your tax rate may vary widely over the years based on the timing and order in which you use different sources of money to pay for your living expenses . You want to apply the tax code in an organized and efficient way . Learn why tapping assets in the wrong order can trigger higher Medicare premiums , four stages of retirement and important tax actions in each stage , including tricky IRA challenges and mistakes to avoid when it comes to your investment portfolio , health care and estate .
◗ Dec 5 | T | 6:30-8:30 pm 1 Session | Fee : $ 25 | Staff Dev Ctr AL077-2C38-F1 | Robert
Planning Long Term Care
Figuring out how to plan for long-term care for yourself or a loved one is a complex process . Decisions must be made regarding how long you want to stay in
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your home , how to protect assets , and what happens if you need to go into assisted living or a nursing home . These conversations can be difficult . Taught by a knowledgeable elder law attorney , this session will help you learn how to start the process and some pitfalls to avoid in the planning process .
◗ Nov 6 | M | 6:30-8 pm 1 Session | Fee : $ 25 | Staff Dev Ctr AL077-2C37-F1 | Henning
How to Make Extra Cash Pet Sitting
Do you love animals … especially dogs ? Learn how to make extra money after school or work by watching dogs or other pets , usually in the pet ’ s home . You will learn about feeding , watering , and exercising pets , how to make a good impression as well as what questions to ask when interviewing for a pet sitting job , and what to do when a dog has behavioral issues . You will also discover other services you can offer to make more money , such as dog walking , grooming , puppy training , etc . This class is taught by a seasoned professional pet sitter and a longtime entrepreneur .
◗ Oct 6 | F | 6-8 pm 1 Session | Fee : $ 39 | Online AL077-2C26-F1 | Krusemark 1
Medicare Basics Part A & D
Will you be getting Medicare coverage within the next year ? Find out how to enroll , how much Medicare costs , what it covers , and what type of extra coverage you may need .
◗ Oct 17 | T | 6-7:30 pm 1 Session | Fee : $ 25 | Staff Dev Ctr AL077-2C34-F1 | Pfeifer
◗ Dec 12 | T | 10-11:30 am 1 Session | Fee : $ 25 | Sandburg Edu Ctr AL077-2C34-F2 | Pfeifer ƒ
How to Start Any Home Business
Tired of working for someone else ? Do you need to make more money ? Turn your talents and hobbies into profits by starting a home business . Taught by a Chamber of Commerce Past President and award winning business owner , this is probably the most comprehensive business start up workshop you will ever find . You will discover :
• Over 250 legitimate home business ideas
• Mandatory legal documentation
• Ways to market your product / service
• How to take tax deductions ( this workshop included !)
Informative handouts for future use are included in class fee .
◗ Oct 4 | W | 6-8 pm 1 Session | Fee : $ 39 | Online AL077-2C82-F1 | Krusemark 1
Landlording
101 – The Good , the Bad and the Lease
Solid advice from someone who has been there . Discuss advertising , screening tenants , security deposits , repairs , evictions , and more . Explore if you have what it takes to succeed in this challenging but rewarding profession . Instructor is an experienced landlord . Instructor to provide a binder of materials at class .
◗ Feb 9 | Th | 6:30-9 pm 1 Session | Fee : $ 35 | Staff Dev Ctr AL077-2C39-F1 | Kaas
Prepare Wisely – Estate Strategy Essentials
This workshop explores how having a strategy in place can make things easier for your family after you ’ re gone . Attendees will learn what documents they need so final wishes are known .
◗ Dec 12 | T | 6:30-7:30 pm 1 Session | Fee : $ 19 | Staff Dev Ctr AL077-2C27-F1 | Schwartz
Savvy Social Security Planning for Individuals
Divorcees and widows / widowers have options of how and when to receive their Social Security income . The decisions made now can have a tremendous impact on the total amount of benefits over a lifetime . Learn rules regarding divorced spousal benefits and innovative strategies for coordinating survivor benefits plus more .
◗ Nov 14 | T | 6:30-8:30 pm 1 Session | Fee : $ 25 | Staff Dev Ctr AL077-2C42-F1 | Davis
NEW | Smart Home Sellers Today
Time to sell ? The real estate market has shifted and sellers who are “ in the know ” have better strategies for pricing , fixing , staging , buyer expectations , managing the process , and getting the most money for their homes or property . Discuss the right plan for you and ways to avoid problems . Bring photos of your home or property along with specific questions . Hear the stories , the successes and what it means to you . Instructor is an experienced real estate professional and investor .
◗ Oct 11 | W | 6:30-8:30 pm 1 Session | Fee : $ 29 | Staff Dev Ctr AL077-2C45-F1 | Kaas
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