money
Divorcees and widows / widowers have options of how and when to receive their Social Security Income . The decisions made now can have a tremendous impact on the total amount of benefits over a lifetime . Learn rules regarding divorced spousal benefits and innovative strategies for coordinating survivor benefits plus more .
w Nov 10 | 6:30-8:30 pm | 1 Session | Fee : $ 25 Th | Staff Dev Ctr | AL077-2C42-F1 | Davis
Whether you plan to stop work all at once , or ease into retirement by working part-time , at some point you will need to arrange for multiple sources of income to replace your paycheck . What do you need to think about as you transition from work life to retired life ? Where will your income come from ? How can you make it last ?
w Oct 11 | 6:30-8:30 pm | 1 Session | Fee : $ 25 T | Staff Dev Ctr | AL077-2C41-F1 | Davis
The real estate market has changed and sellers who are in the know have better strategies for pricing , fixing , staging , buyer expectations , managing the process and getting the most money for their homes or property . Discuss the right plan for you and ways to avoid problems . Bring photos of your home or property along with specific questions . Hear stories , successes and what it means to you . Instructor is an experienced real estate professional and investor .
w Oct 24 | 6:30-8:30 pm | 1 Session | Fee : $ 29 M | Staff Dev Ctr | AL077-2C39-F1 | Kaas
Have you started saving for retirement ? Maybe you have a 401K , 403B , Roth IRA , or 529 Plan but are wondering how to make the most of it ? Hear from someone with 40 years of investment experience and who is not trying to sell you anything . This class is especially aimed at early-career adults , but most of the material applies to anyone .
w Oct 18-Nov 1 | 7-9 pm | 3 Sessions | Fee : $ 35 T | Staff Dev Ctr | AL077-2C35-F1 | Anderson
Learn to apply real-world lessons about managing finances and reaching financial goals . Attend this workshop to hear stories about six women who have figured out a few things about their finances — and enriched their lives in ways beyond what ’ s in their bank accounts .
w Oct 11 | 6:30-7:30 pm | 1 Session | Fee : $ 19 T | Staff Dev Ctr | AL077-2C49-F1 | Broos & Schwartz
If you own a business ; have real estate ( cabin , condo , farmland , or timeshare ) in another state ; have minor children or want to avoid probate or protect assets for future generations , a trust may be a great estate planning tool for you . Several types of trusts will be discussed , including revocable living trusts , irrevocable trusts and support trusts for children / grandchildren . Learn how trusts can protect assets from irresponsible family members , avoid probate , reduce estate taxes and protect assets from creditors . Question and answer time included . Instructor is an experienced estate planning , probate and elder law attorney .
w Oct 4 | 6:30-8:30 pm | 1 Session | Fee : $ 29 T | Staff Dev Ctr | AL077-2C28-F1 | Bolt Hoffer Boyd
It is critical to have a solid understanding of the tax status of investments to make informed decisions and avoid paying more than your fair share . Learn how future tax changes may create the potential for higher taxes , ways to create tax-free retirement income , how social security is taxed and how to work efficiently within current tax brackets .
w Sep 29 | 6:30-7:30 pm | 1 Session | Fee : $ 19 W | Northdale MS | AL077-2C33-F1 | Schwartz
Prepare a will in class on the computer and learn about estate planning . Students should be comfortable using a computer , as work will be completed in a computer lab . Some prep work required ; packet sent one week prior to class . This is a simple will class and not appropriate for those who have assets in excess of one million dollars or who need a trust . Instructor is an experienced estate planning attorney . Couples must register individually .
w Nov 1 | 5:30-9:30 pm | 1 Session | Fee : $ 99 Th | Staff Dev Ctr | AL077-2C29-F1 | Bolt Hoffer Boyd