Community Bankers of Iowa Monthly Banker Update June 2014

Exclusively Endorsed by Providing Iowa Community Bankers comprehensive balance sheet solutions. A name you’ve known and trusted for over 20 years. Solutions that ICBA Securities can provide to your bank: • Bank Advisory - Capital raises, mergers/acquisitions, strategic planning, valuations, ESOPs, stock options & more (offered through ICBA Securities’ affiliate, Vining Sparks Community Bank Advisory Group) • Asset / Liability - More than typical data analysis, reports & reviews, ALCO meetings (your partner all the way through review, strategy & execution) • Investment Portfolio - Strategies, analysis, Fixed Income sales/support & investment subsidiary asset management support (offered through ICBA Securities’ affiliate, Vining Sparks Asset Management, LLC) • Loan Trading - Market makers in all loan types for community banks (SBA, USDA, Ag, Residential & Commercial, Performing & Non-Performing, etc), profit maximization, origination support, etc • Wholesale Funding - Full-service wholesale funding support (issuing Brokered CDs, Repos/Reverse Repos, FHLB Advances Analysis, etc) • Interest Rate Products - Increasing spread and income in the loan portfolio through interest rate swaps & support of all types (offered through ICBA Securities’ affiliate, Vining Sparks Interest Rate Products, LLC) • Executive Benefits & BOLI - Analysis, consulting, administration • Software & Support - Online Portfolio Management, Asset/Liability Reporting, Bond Accounting, Safe Keeping, Total Return Modeling • Education & Research - Ongoing education, industry leading research, proprietary analytics Your Iowa Balance Sheet Solutions Team: Jonathan Ferebee • Gray Allison 800-786-1276 ICBA

Community Bankers of Iowa Monthly Banker Update June 2014 | Page 20