6
Get Creative & Save
Personal presents can be the best of all and have the added bonus of being completely bespoke and original.
It is also far cheaper to make presents, rather than buying them from a retailer.
Try making gift hampers from affordable groceries. You could make an Indian hamper with spices, sauces, basmati rice, poppadoms and mango chutney, or a chocolate hamper with a mug, hot chocolate, marshmallows, bars of chocolate and truffles.
Cellophane wrap, colourful ribbon and a handmade gift tag will make it look more expensive than it is and these items can be purchased very cheaply at a store like
7
Use up vouchers & points
About £220 million of loyalty and reward points, as
well as store gift
vouchers, go unspent
every year.
Christmas is the perfect time for you to clear the balance on your Nectar card to pay for your food shop, or check your wallet and drawers for any unspent vouchers you were given last Christmas, or on your birthday.
SAVE
£££s
6 Christmas Money Saving Guide 2013