FINDING AND BUYING A HOME
The home finding process typically includes many of the following elements . I will be your resource and guide every step of the way .
INITIAL CONSULTATION
• Determine your priorities and needs .
• Review expectations .
• Discuss financing options .
FINDING THE RIGHT HOME
• Tour properties based on your criteria .
• Evaluate each property with real estate representative .
• Choose the right home .
OBTAINING FINANCING
• Select a mortgage company .
• Consult with a loan officer .
• Get pre-qualified .
• Complete loan application .
• Obtain pre-approval .
PREPARING AN OFFER
• Review comparable sales to determine offer price .
• Review progress of loan pre-approval ; decide on financing .
• Decide on other terms ( inspections , possession date , personal property , etc .)
COMPLETING THE CLOSING PROCESS
• Deposit of earnest money .
• Review of seller ’ s property disclosures .
• Review preliminary title report .
• Roof , termite and other inspections .
• Remove any remaining contingencies .
• Arrange for homeowners insurance .
• Arrange for home warranty .
• Arrange for movers .
• Final walk-through of property with real estate representative .
• Provide balance of down payment and closing costs .
• Sign documents .
• Loan funding .
• Recording of title .
• Receive keys from real estate representative .
MOVE IN !
• Property appraisal .
• Loan processing .
• Final loan approval .