Breaking Down and Classification of Property Insurance Breaking Down and Classification of Property Insur | Page 9

Under an HO3, there are coverage limits on certain
v a l u a b l e s , f o r e x a m p l e , s t e r l i n g s i l v e r, g o l d , j e w e l l e r y,
hide, cash, currencies, guns and stamps, which means if
you lose or harm any of these things, coverage would have
a prearranged limit No coverage is typically given in an
HO3
t o FABRIKAM
i n c i d RESIDENCES
ental
breakage/harm
and
mysterious
disappearance (lost) of resources, including fine art and
antiques.